| Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380) | 
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| 08/12/2004 | US20040158539 Operation plan devising system, operation plan devising apparatus and computer readable record medium storing an operation plan devising program | 
| 08/12/2004 | US20040158534 System facilitating a purchase transaction over a wireless network | 
| 08/12/2004 | US20040158532 System for facilitating a transaction | 
| 08/12/2004 | US20040158524 Financial information access system | 
| 08/12/2004 | US20040158490 Communication terminal, server apparatus, electronic worth charging method, and electronic worth charging program | 
| 08/12/2004 | US20040155101 System and method for selecting financial services | 
| 08/11/2004 | EP1445930A2 Scanner apparatus for scanning bank cheques and other paper documents | 
| 08/11/2004 | EP1445913A2 Handling service usage | 
| 08/11/2004 | EP1445743A1 Electronic money system, electronic money exchange server and mobile phone | 
| 08/11/2004 | EP1444663A2 Cashless transaction clearinghouse | 
| 08/11/2004 | EP1444627A2 Method and system of facilitating on-line shopping using an internet browser | 
| 08/11/2004 | EP1444585A1 System and method for secure data and funds transfer | 
| 08/11/2004 | EP1444242A2 Secure handling of stored-value data objects | 
| 08/11/2004 | EP1387329A9 Telepayment method, system and gateway for implementing this method, use of the method | 
| 08/11/2004 | EP1245010B1 Vending machine purchase via cellular telephone | 
| 08/11/2004 | EP1208502A4 Method and system for submitting bids | 
| 08/11/2004 | EP1200914A4 Method and system for examinations | 
| 08/11/2004 | EP1200911A4 Method and system for copyright fee management | 
| 08/11/2004 | EP1196874A4 Method and system for seeking bids | 
| 08/11/2004 | EP1010290A4 System and process for guaranteeing signatures on securities | 
| 08/11/2004 | CN1520582A Optimised recharging of prepaid accounts | 
| 08/11/2004 | CN1520567A Hybrid credit card transation system | 
| 08/11/2004 | CN1519766A Electronic coinage system, electronic coinage echanging server and portable terminal | 
| 08/11/2004 | CN1161922C Document authentication system and method | 
| 08/11/2004 | CA2457263A1 System facilitating a purchase transaction over a wireless network | 
| 08/11/2004 | CA2418638A1 System and apparatus for small amount transaction by mobile | 
| 08/10/2004 | US6775782 System and method for suspending and resuming digital certificates in a certificate-based user authentication application system | 
| 08/10/2004 | US6775371 Technique for effectively providing concierge-like services in a directory assistance system | 
| 08/10/2004 | US6774356 Vehicle interior mirror system including a housing containing electrical components/accessories | 
| 08/05/2004 | WO2004066538A2 Communication system | 
| 08/05/2004 | WO2004066228A1 Cash based purchasing using mobile communication | 
| 08/05/2004 | WO2004066223A1 System, access card or prepayment method for internet | 
| 08/05/2004 | WO2004066177A1 Card settlement method using portable electronic device having fingerprint sensor | 
| 08/05/2004 | WO2004066130A2 Signing program data payload in program loading | 
| 08/05/2004 | WO2004066056A2 Method and system for data transfer between interactive public terminals and personal terminals | 
| 08/05/2004 | WO2004065364A2 Direct payment with token | 
| 08/05/2004 | WO2004012036A3 Smart payment instrument selection | 
| 08/05/2004 | WO2004010271A3 System and method for the transmission, storage and retrieval of authenticated documents | 
| 08/05/2004 | WO2003088166A8 Physical access control | 
| 08/05/2004 | WO2003054658A3 Customer privacy protection systems and methods | 
| 08/05/2004 | WO2002079935A3 Method and system for multi-currency escrow service for web-based transactions | 
| 08/05/2004 | US20040153655 Use of public switched telephone network for capturing electronic signatures in on-line transactions | 
| 08/05/2004 | US20040153528 Digital contents distributing system and distributing method | 
| 08/05/2004 | US20040153422 Communication terminal, portable terminal, circulating server, providing server, electronic book distributing method, and electronic book distributing program | 
| 08/05/2004 | US20040153421 System and method for biometric authorization of age-restricted transactions conducted at an unattended device | 
| 08/05/2004 | US20040153419 Method and device for the certification of a transaction | 
| 08/05/2004 | US20040153417 Remotely synchronizing financial authentication | 
| 08/05/2004 | US20040153414 Managing an electronic seal of certification | 
| 08/05/2004 | US20040153410 Anonymous payment system and method | 
| 08/05/2004 | US20040153406 System and method for currency selectable stored value instrument | 
| 08/05/2004 | US20040153405 Point of service transaction management for service facilities | 
| 08/05/2004 | US20040153402 System and method for conducting a refund transaction for a pin-activated account | 
| 08/05/2004 | US20040153398 Financial settlement systems and methods | 
| 08/05/2004 | US20040153367 Method and system for searching classified advertising | 
| 08/05/2004 | DE202004008837U1 Computer based arrangement for completion of a sales process, is based on association of an article number relating to a product with a voucher, with details of both stored in a central computer for querying during a sales process | 
| 08/05/2004 | DE10303310A1 Computer based information system for such as travel is in form of pubic terminals linked to a computer server | 
| 08/05/2004 | DE10303164A1 Abwicklung von Bargeldtransaktionen im Handelsumfeld Processing of cash transactions in the retail sector | 
| 08/04/2004 | EP1443475A1 Universal payment activator using the mobile telephone network | 
| 08/04/2004 | EP1443442A2 Point sales server and point sales method | 
| 08/04/2004 | EP1443441A1 Duty exemption application form creation, output, and control apparatus and program | 
| 08/04/2004 | EP1443440A1 Electronic transaction system | 
| 08/04/2004 | EP1443405A1 Communication method, data processing apparatus, and program | 
| 08/04/2004 | EP1442557A2 System and method for creating a secure network using identity credentials of batches of devices | 
| 08/04/2004 | EP1442554A1 A method, system and computer program product for integrity-protected storage in a personal communication device | 
| 08/04/2004 | EP1442437A1 Tv shopping monitor and notification system | 
| 08/04/2004 | EP1442434A1 A system and method for generating symmetric keys within a personal security device having minimal trust relationships | 
| 08/04/2004 | EP1442416A2 System, method, and apparatus for communicating information between a mobile communications device and a bar code scanner | 
| 08/04/2004 | EP1442404A2 System and method for supplying communication service | 
| 08/04/2004 | EP1442398A1 System and method for flushing bean cache | 
| 08/04/2004 | CN1518726A Electronic cash system for electronic wallet | 
| 08/04/2004 | CN1518715A Electronic settlement system, electronic settlement method and cash paying method using LCD barcode displayed on mobile terminal | 
| 08/04/2004 | CN1518714A Point sales server, and point sales method | 
| 08/04/2004 | CN1518235A Identification system of electronic busness and its implementing method | 
| 08/04/2004 | CN1517926A Electronic system and method for excuting bank transaction | 
| 08/04/2004 | CN1160672C Value transfer system | 
| 08/03/2004 | US6772047 Publication-dispensing apparatus | 
| 08/03/2004 | US6771981 Electronic device cover with embedded radio frequency (RF) transponder and methods of using same | 
| 08/03/2004 | US6769610 Credit card double authentication system | 
| 08/03/2004 | US6769607 Point of sale and display adapter for electronic transaction device | 
| 08/03/2004 | US6769605 Money transfer system | 
| 08/03/2004 | CA2261187C Communications system for transmitting accounting instructions | 
| 07/29/2004 | WO2004063998A1 A mobile telecommunications billing routing system and method | 
| 07/29/2004 | WO2004063993A1 Printed commercial instrument and method of generation thereof | 
| 07/29/2004 | WO2004063952A2 Cashless payment method for goods or services using a mobile radio telephone | 
| 07/29/2004 | WO2004049271A3 Method of accounting electronic transactions and method of effecting electronic transactions via phone | 
| 07/29/2004 | WO2004049270A3 Radio controlled prepayed metering system | 
| 07/29/2004 | WO2004023257A3 Payment and media management | 
| 07/29/2004 | WO2004021115A3 Collecting and paying micropayments for internet and wireless purchase of copyright material | 
| 07/29/2004 | US20040148263 Communication system | 
| 07/29/2004 | US20040148259 Transaction authorisation system | 
| 07/29/2004 | US20040148256 Fraud detection within an electronic payment system | 
| 07/29/2004 | US20040148255 Time-of-transaction foreign currency conversion | 
| 07/29/2004 | US20040148254 Method for performing a secure cash-free payment transaction and a cash-free payment system | 
| 07/29/2004 | US20040148253 Electronic settlement system, electronic settlement method and cash paying method using lcd barcode display on mobile terminal | 
| 07/29/2004 | US20040148252 Online payment transfer and identity management system and method | 
| 07/29/2004 | US20040148251 Method and system for providing funds for on-line gaming | 
| 07/29/2004 | US20040148235 Real time financial instrument image exchange system and method | 
| 07/29/2004 | US20040148102 Navigation system for a vehicle | 
| 07/29/2004 | US20040147309 Electronic fund transfer kiosk for use with wagering gaming machine | 
| 07/29/2004 | US20040147270 Identification scheme for a communication device |