| Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380) | 
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| 04/28/2004 | CN1493062A Improvements in and relating to distribution of content | 
| 04/28/2004 | CN1492974A Dowel and method of using same | 
| 04/28/2004 | CN1492429A Method and device for obtaining DVD disc controlled content or information and method for controlling DVD device | 
| 04/28/2004 | CN1148047C Public telephone with cash payment function | 
| 04/27/2004 | US6728686 Electronic money holding device and electronic money automatic payment method | 
| 04/27/2004 | US6728553 Subscriber identity module mobile station and method for performing a smart card function | 
| 04/27/2004 | US6726100 Method for spreading parameters in offline chip-card terminals as well as corresponding chip-card terminals and user chip-cards | 
| 04/27/2004 | US6726098 Performing local transactions using a wireless radio unit | 
| 04/27/2004 | US6726094 Method and apparatus for multiple format image capture for use in retail transactions | 
| 04/27/2004 | US6726092 Portable device service payments by multiple means | 
| 04/22/2004 | WO2004034343A2 Method for concluding a payment transaction in electronic commerce | 
| 04/22/2004 | WO2004034303A1 System and method for converting a stored value card to a credit card | 
| 04/22/2004 | WO2004034302A1 Settlement and payment system | 
| 04/22/2004 | WO2004034226A2 Secure electronic payment messaging system with reconcilable finality | 
| 04/22/2004 | WO2004034222A2 Method and system for managing financial transactions | 
| 04/22/2004 | WO2003085844A3 Communications gateway with messaging communications interface | 
| 04/22/2004 | WO2003062959A9 Systems and methods for inventory management | 
| 04/22/2004 | WO2003044751A3 Control of a traffic toll terminal | 
| 04/22/2004 | WO2002065246A9 Customer loyalty programs and systems and methods for such programs | 
| 04/22/2004 | WO2002061699A8 A method for bill payment | 
| 04/22/2004 | US20040078808 Access method to multimedia contents available on a data network and value unit support for use in said method | 
| 04/22/2004 | US20040078332 System and method for purchasing goods and services through data network access points over a point of sale network | 
| 04/22/2004 | US20040078329 Integrated electronic bill presentment and risk based payment | 
| 04/22/2004 | US20040078328 Method and system for completing a transaction between a customer and a merchant | 
| 04/22/2004 | US20040078327 Wireless communication device account payment notification systems and methods | 
| 04/22/2004 | US20040078326 Data processing system | 
| 04/22/2004 | US20040078325 Managing activation/deactivation of transaction accounts enabling temporary use of those accounts | 
| 04/22/2004 | US20040078294 Providing navigation objects for communications over a network | 
| 04/22/2004 | US20040078291 Method of electronic commerce transaction | 
| 04/22/2004 | US20040078284 Automated on-line commerce method and apparatus utilizing shopping servers which update product information on product selection | 
| 04/22/2004 | US20040078267 Proxy fee settlement system | 
| 04/22/2004 | US20040077372 Mobile phone communications system with increased functionality | 
| 04/22/2004 | US20040077334 Enhanced communication platform and related communication method using the platform | 
| 04/22/2004 | DE10296919T5 System und Verfahren zur sicheren Rückzahlung System and method for secure repayment | 
| 04/22/2004 | CA2501646A1 Method and system for managing financial transactions | 
| 04/22/2004 | CA2500787A1 Secure electronic payment messaging system with reconcilable finality | 
| 04/22/2004 | CA2498616A1 System and method for converting a stored value card to a credit card | 
| 04/21/2004 | EP1411483A2 Method for preparing a payment operation in a communication network | 
| 04/21/2004 | EP1411482A1 Improved token-management system | 
| 04/21/2004 | EP1410352A1 Method for online purchasing with high operating security | 
| 04/21/2004 | EP1410351A2 Transaction confirmation | 
| 04/21/2004 | EP1410343A1 Arrangement and method for a world wide payment system on internet | 
| 04/21/2004 | EP1410291A2 Message delivery system billing method and apparatus | 
| 04/21/2004 | EP1410289A2 Method and system for micropayment transactions | 
| 04/21/2004 | EP1410285A1 Method for controlling access to digital content and streaming media | 
| 04/21/2004 | EP1410273A1 Method and apparatus for sending money via an electronic greeting card over the internet | 
| 04/21/2004 | EP1410270A2 System and method for dispensing digital information from an automated transaction machine | 
| 04/21/2004 | EP1410132A2 Prepaid debit cards system | 
| 04/21/2004 | CN1491397A Electronic transaction system | 
| 04/21/2004 | CN1147120C Accounting apparatus, information receiving apparatus, and communication system | 
| 04/21/2004 | CN1147119C Electronic shopping system by using radio telephone capable of downloading program from seller | 
| 04/21/2004 | CN1146838C 数据通信系统 The data communication system | 
| 04/20/2004 | US6725222 Automated on-line commerce method and apparatus utilizing shopping servers which update product information on product selection | 
| 04/20/2004 | US6725206 Cashierless shopping store and components for use therein | 
| 04/20/2004 | US6724927 Automated document processing system with document imaging and value indication | 
| 04/20/2004 | US6724926 Networked automated document processing system and method | 
| 04/20/2004 | US6722573 Apparatus and method for processing coded information stored in an integrated circuit card | 
| 04/20/2004 | US6722562 Method for accurate and secure voting | 
| 04/20/2004 | US6722486 Bill handling machine | 
| 04/20/2004 | CA2182596C Method and system for allocating and redeeming incentive credits between a portable device and a base device | 
| 04/20/2004 | CA2163365C System and method for revaluation of stored tokens in ic cards | 
| 04/15/2004 | WO2004032449A2 Method for reconciling work and/or services provided to a user by a provider via the internet | 
| 04/15/2004 | WO2004032077A1 Method and system for receiving and paying contents | 
| 04/15/2004 | WO2004032072A1 System and method for buying goods and billing agency using short message service | 
| 04/15/2004 | WO2004032012A1 Point of sale receipt service | 
| 04/15/2004 | WO2004031958A1 File system management with user-definable functional attributes stored in a token action log | 
| 04/15/2004 | WO2004031908A2 Method and system for secure person to person payment | 
| 04/15/2004 | WO2004031903A2 Merchant cash payment systems and methods | 
| 04/15/2004 | WO2004031899A2 Electronic payment validation using transaction authorization tokens | 
| 04/15/2004 | WO2004031892A2 Processing partial payments using debit cards | 
| 04/15/2004 | WO2004031888A2 Communication management using a token action log | 
| 04/15/2004 | WO2003098412A3 Content delivery system | 
| 04/15/2004 | WO2003090020A3 Methods and apparatuses for purchasing telephone calling card minutes using an electronic commerce kiosk and for conducting other forms of electronic commerce. | 
| 04/15/2004 | WO2003079159A3 A system and method for purchasing goods and services through data network access points over a point of sale network | 
| 04/15/2004 | WO2003027805A3 System and method for supplying communication service | 
| 04/15/2004 | US20040073688 Electronic payment validation using Transaction Authorization Tokens | 
| 04/15/2004 | US20040073621 Communication management using a token action log | 
| 04/15/2004 | US20040073519 Method of increasing security in respect of payments made with credit cards and cash cards | 
| 04/15/2004 | US20040073515 Method for metering and pricing of digital works | 
| 04/15/2004 | US20040073514 Method for printing digital works | 
| 04/15/2004 | US20040073513 Method and system for conducting transactions between repositories | 
| 04/15/2004 | US20040073488 System and method for rewards-based education | 
| 04/15/2004 | US20040073457 Method for conducting prescription drug co-payment plans | 
| 04/15/2004 | US20040073451 Method of controlling digital content distribution, a method of reproducing digital content, and an apparatus using the same | 
| 04/15/2004 | US20040073445 Methods and systems for performing security risk assessments of internet merchant entities | 
| 04/15/2004 | US20040069938 Vehicle interior mirror system including a housing containing electrical components/accessories | 
| 04/15/2004 | DE10246987A1 Verfahren und System zum Empfang und zum Bezahlen von Inhalten A method and system for receiving and paying for content | 
| 04/15/2004 | DE10246123A1 Verfahren zum Wertausgleich von über das Internet in Anspruch genommenen Leistungen und/oder Diensten zwischen einem Anbieter und einem Nutzer A method for compensating value of withdrawn over the Internet use of services and / or services between a supplier and a user | 
| 04/15/2004 | DE10244611A1 Verfahren zur Bereitstellung von kostenpflichtigen Diensten sowie Nutzeridentifikationsvorrichtung und Einrichtung zum Bereitstellen der Dienste A method of providing fee-based services, and user identification device and means for providing the services | 
| 04/15/2004 | CA2498088A1 Electronic payment validation using transaction authorization tokens | 
| 04/14/2004 | EP1408435A1 Electronic currency transfer settling system | 
| 04/14/2004 | EP1407432A2 Secure payment method and system | 
| 04/14/2004 | EP1407431A2 Method and apparatus for performing a credit based transaction between a user of a wireless communications device and a provider of a product or service | 
| 04/14/2004 | EP1407430A2 Self service terminal | 
| 04/14/2004 | EP1407418A2 Manufacture of self-powered identification devices | 
| 04/14/2004 | EP1407358A1 System and method for controlling access to digital content, including streaming media | 
| 04/14/2004 | EP1407344A1 Electronic vouchers and a system and method for issuing the same | 
| 04/14/2004 | CN1489754A Cashless automatic vending system, method and automatic vending machine | 
| 04/14/2004 | CN1146235C Conditional access system for broadcast digital TV. | 
| 04/13/2004 | US6721743 Value points exchanging managing method among first and second business entities where value points available to on-line customer obtaining goods or services |