Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
12/2004
12/08/2004EP1483647A2 Systems and methods for inventory management
12/08/2004EP1407344A4 Electronic vouchers and a system and method for issuing the same
12/08/2004CN1554166A Method and system for facilitation of wireless e-commerce transactions
12/08/2004CN1554165A System and method for secure entry and authentication of consumer-centric information
12/08/2004CN1554079A Method for paying for a service offered by means of a data network
12/08/2004CN1554078A Payment guarantee method for electronic commerce, particularly by mobile telephone, and the system for implementing same
12/08/2004CN1554064A Portable card reader and card settlement system
12/07/2004US6829711 Personal website for electronic commerce on a smart java card with multiple security check points
12/07/2004US6829597 Method, apparatus and computer program product for processing cashless payments
12/07/2004US6829596 Account/asset activation device and method
12/07/2004US6829595 MicroTrac internet billing solutions
12/07/2004US6829588 Electronic payroll system & method
12/07/2004US6829586 Method and system for aggregation of reward points for payment of auctioned items
12/07/2004US6829473 Roaming and hand-off support for prepaid billing for wireless data networks
12/07/2004US6829467 Apparatus for settling accounts and method of settling accounts
12/07/2004US6829339 Communication control system and communication control method
12/07/2004US6828342 Nitrate salts of Salbutamol, Cetirizine, Loratadine, Terfenadine, Emedastine, Ketotifen, Nedocromil, Ambroxol, Dextromethorphan, Dextorphan, Isoniazide, Erythromycin, and Pyrazinamide; respiratory system pathology treatment
12/07/2004US6827260 Systems and methods for utilizing a point-of-sale system
12/07/2004US6827258 Electronic purse
12/02/2004WO2004105359A2 An apparatus and method for increased security of wireless transactions
12/02/2004WO2004105347A2 Methods for delivery of content from one or more content provides and for escrowed payment between members of a content delivery association
12/02/2004WO2004104885A1 Electronic settlement method by conditional trade
12/02/2004WO2004104884A1 Electronic settlement method using an electronic slip
12/02/2004WO2004104882A1 Card reservation settlement system by acceptance via telephone
12/02/2004WO2004104878A1 Commodity information providing device, method, and program
12/02/2004WO2004104765A2 Method and apparatus for creating and validating an encrypted digital receipt for third-party electronic commerce transactions
12/02/2004WO2004104757A2 System and method for facilitating a transaction between a merchant and a consumer
12/02/2004WO2004104744A2 Establishing and providing access to an account
12/02/2004WO2004104725A2 Method of disposable command encoding (dce) for security protection
12/02/2004WO2004104528A1 Security method and apparatus for preventing credit card fraud
12/02/2004WO2004063952A3 Cashless payment method for goods or services using a mobile radio telephone
12/02/2004US20040243834 System for controlling the distribution and use of digital works utilizing digital tickets
12/02/2004US20040243804 Network access control method, information providing apparatus, and certificate issuing apparatus for network access
12/02/2004US20040243638 Recurrent billing maintenance system
12/02/2004US20040243521 Website-specific electronic signature containing personalized logo
12/02/2004US20040243519 Prompted electronic mobile-service information communications with validation
12/02/2004US20040243517 Wireless point of sale transaction
12/02/2004US20040243515 Transaction method and automatic transaction apparatus for carrying out same
12/02/2004US20040243514 System and method for secure telephone and computer transactions using voice authentication
12/02/2004US20040243496 Financial information input method using symmetrical key security algorithm and commercial transaction system for mobile communications
12/02/2004US20040243478 Purchasing, redemption, and settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network
12/02/2004US20040243477 System and method for online commerce
12/02/2004US20040243475 Method and telecommunication network for delivering and charging for services
12/02/2004US20040243474 Method for paying for a service offered by means of a data network
12/02/2004US20040242208 Payment system and method for mobile communication services
12/02/2004US20040242201 Wireless authentication system
12/02/2004US20040240090 An information display system for a vehicle
12/02/2004US20040239481 Method and system for facial recognition biometrics on a fob
12/02/2004US20040239480 Method for biometric security using a transponder
12/02/2004US20040238630 Systems and methods for determining an authorization threshold
12/02/2004US20040238624 Value holding system, value holding method, value holding program, and transaction system
12/02/2004US20040238621 Method and system for fingerprint biometrics on a fob
12/02/2004CA2561354A1 Establishing and providing access to an account
12/02/2004CA2525253A1 Method and apparatus for creating and validating an encrypted digital receipt for third-party electronic commerce transactions
12/01/2004EP1482436A1 A system and method for purchasing and selling document services using a coupon
12/01/2004EP1481390A2 Method and apparatus for cashless transactions via a telecommunications network
12/01/2004EP1481376A1 Payment installation from a prepaid card
12/01/2004EP1481374A1 Methods and systems for exchanging and/or transferring various forms of value
12/01/2004EP1481352A2 Methods and systems for exchanging and/or transferring various forms of value
12/01/2004EP1481351A2 Methods and systems for exchanging and/or transferring various forms of value
12/01/2004EP1242935A4 Point of sale payment terminal
12/01/2004EP1242866A4 Method and system for redeeming product marketing rebates
12/01/2004EP1222503A4 System and method for servicing electronic transactions
12/01/2004CN1552045A Payment device
12/01/2004CN1552039A 安全认证和支付系统 Secure authentication and payment system
12/01/2004CN1551049A IC card processing device and automatic checking device
12/01/2004CN1178504C Method of downloading of data to MPEG receiver/decoder and MPEG transmission system for implementing the same
12/01/2004CN1178179C Multi-transaction coin machine
11/2004
11/30/2004US6826565 Method and apparatus for serving files to browsing clients
11/30/2004US6826547 Printer service denial
11/30/2004US6826544 Automated loan repayment
11/30/2004US6826537 Cardless method for reducing fraud in government healthcare programs
11/30/2004US6826535 Method for reducing fraud in healthcare programs using a smart card
11/30/2004US6826395 System and method for secure trading mechanism combining wireless communication and wired communication
11/30/2004US6824049 Card transaction settlement method in point of sale systems
11/25/2004WO2004102494A1 Multifunctional terminal for commercial transactions
11/25/2004WO2004102486A1 Value holding system, value holding method, value holding program, and transaction system
11/25/2004WO2004102460A1 Valuating rights for 2nd hand trade
11/25/2004WO2004102446A1 E-commerce transactions over a telecommunications device
11/25/2004WO2004102332A2 Transferring funds
11/25/2004WO2004086170A3 System and methods for disclosing transaction information to customers
11/25/2004US20040236957 Method for managing purchase of broadcast digital contents and means for downloading same
11/25/2004US20040236819 Method and system for remotely authenticating identification devices
11/25/2004US20040236701 Method and system for proffering multiple biometrics for use with a fob
11/25/2004US20040236700 Method and system for keystroke scan recognition biometrics on a fob
11/25/2004US20040236699 Method and system for hand geometry recognition biometrics on a fob
11/25/2004US20040236696 History information adding program, fraud determining program using history information, and fraud determining system using history information
11/25/2004US20040236692 Authorization approved transaction
11/25/2004US20040236691 Automated currency canister reloading machine with ability to update canister memory
11/25/2004US20040236688 Universal positive pay database method, system, and computer useable medium
11/25/2004US20040236687 System for reducing payments risk, liquidity risk and systemic risk associated with payments-based transactions wherein a filter process module in each payment bank host application is integrated with payments processing such that payments instructions are filtered for compliance using suspend payments instructions and payments risk parameters
11/25/2004US20040236682 Method and system for merchant processing of purchase card transactions with expanded card type acceptance
11/25/2004US20040236677 Computer-implemented method of reducing risk in a payment-based transaction wherein payment is made from an account holder to a counterparty using a payment bank system oprated by a payment bank and wherein a payment authorizing instruction is returned to payment queue for later re-evaluation in the event that the amount of payment authorized by said payment authorizing instruction exceeds the available balance
11/25/2004US20040236675 Aggregation of credit facilities
11/25/2004US20040236672 Method of conducting an emu payment process using irfm
11/25/2004US20040236632 System and method for conducing financial transactions using a personal transaction device with vehicle-accessed, payment-gateway terminals
11/25/2004US20040236613 Processing law firm out-of-pocket costs using a separate account
11/25/2004US20040236584 Systems and methods for capturing mail for electronic bill presentment
11/25/2004US20040235450 Apparatus and method for increased security of wireless transactions
11/25/2004US20040234117 Electronic transaction verification system