| Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380) | 
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| 04/13/2004 | US6721716 Payment certification string and related electronic payment system and method | 
| 04/13/2004 | US6721542 System for location specific, automatic mobile station behavior control | 
| 04/13/2004 | US6720985 Method and system for object selection | 
| 04/13/2004 | CA2329032C A cryptographic system and method for electronic transactions | 
| 04/08/2004 | WO2004030405A2 Method for providing paying services, user identification device, and device for providing said services | 
| 04/08/2004 | WO2004029889A1 Identification system | 
| 04/08/2004 | WO2004029888A2 System and method for providing information and services to and from an automated teller machine | 
| 04/08/2004 | WO2004029848A1 Virtual card service system and method | 
| 04/08/2004 | WO2004019292B1 Method and apparatus for awarding customers with random purchase rebates in retail stores | 
| 04/08/2004 | WO2004014058A3 Purchasing method initiated by a user with the aid of a mobile terminal | 
| 04/08/2004 | WO2004013734A3 Method and system for executing applications on a mobile device | 
| 04/08/2004 | WO2004008401A3 Method for using a radiotelephone terminal as remote control for automatic devices supplying fee-paying services | 
| 04/08/2004 | WO2004008280A3 System and method for reward-based education | 
| 04/08/2004 | WO2003098386A3 Commission management system | 
| 04/08/2004 | WO2003079249A3 A tax refund system | 
| 04/08/2004 | WO2003077066A3 Credit card transaction tracking systems and methods | 
| 04/08/2004 | WO2003065164A3 System and method for conducting secure payment transaction | 
| 04/08/2004 | WO2003042939A3 Device for selling information for mobile phones | 
| 04/08/2004 | WO2003002222A8 Method for cashless gaming | 
| 04/08/2004 | WO2002097752A3 A secure on-line payment system | 
| 04/08/2004 | US20040068541 Broadcast and reception, and conditional access system therefor | 
| 04/08/2004 | US20040068473 System and method to provide real time transaction validation and billing via a communications network | 
| 04/08/2004 | US20040068470 Distributing public keys | 
| 04/08/2004 | US20040068467 Electronic currency transfer settling system | 
| 04/08/2004 | US20040068466 Method for providing for the purchase of cellular telephone service | 
| 04/08/2004 | US20040068465 Electric commerce credit processing method and electric commerce system | 
| 04/08/2004 | US20040068448 Electronic financial transaction system and method providing real-time authentication service through wire/wireless communication network | 
| 04/08/2004 | US20040068446 Roaming for mobile e-commerce | 
| 04/08/2004 | US20040067763 Button apparatus | 
| 04/08/2004 | US20040065727 Method and device for acquiring an electronic document | 
| 04/08/2004 | DE19854137B4 Home-Banking-System und Verfahren dafür Home banking system and method for | 
| 04/08/2004 | CA2500333A1 Identification system | 
| 04/07/2004 | EP1406222A2 Method of authentication and payment, operation method of an authentication and payment system, terminal device, service providing device, authentication and payment device, and control information providing device | 
| 04/07/2004 | EP1406221A1 Electronic commerce credit processing method and electronic commerce system | 
| 04/07/2004 | EP1406192A1 Clearance system | 
| 04/07/2004 | EP1406154A2 Input device with button | 
| 04/07/2004 | EP1405277A1 Method and system for charging the duration of access to a data server by a free digital data transmission network | 
| 04/07/2004 | EP1405236A2 Convergent communications platform and method for mobile and electronic commerce in a heterogeneous network environment | 
| 04/07/2004 | EP1312010A4 Methods and systems for electronic receipt transmission and management | 
| 04/07/2004 | EP1196872A4 Automatic broker tools and techniques | 
| 04/07/2004 | EP1076875B1 Methods and apparatus for dynamic smartcard synchronization and personalization | 
| 04/07/2004 | CN1488112A Dispensing system, semiconductor storing card, receiving device, computer readable recording medium and receiving method | 
| 04/06/2004 | US6717524 Voice acquisition system for a vehicle | 
| 04/06/2004 | US6715672 System and method for enhanced fraud detection in automated electronic credit card processing | 
| 04/01/2004 | WO2004027670A1 Method for circulating an electronic gift certificate in online and offline system | 
| 04/01/2004 | WO2004027659A1 An integrated merchant to customer value added processing system | 
| 04/01/2004 | WO2004027620A1 Authentication system and method | 
| 04/01/2004 | WO2004027555A2 Processing of transactions with expanded card acceptance | 
| 04/01/2004 | WO2004027554A2 Method and systems for providing merchant services with right-time creation and updating of merchant accounts | 
| 04/01/2004 | WO2004015995A3 Multimedia messaging system (mms) billing system and method of operation | 
| 04/01/2004 | WO2004003692A3 Method for conducting prescription drug co-payment plans | 
| 04/01/2004 | WO2004001546A3 Trading system and method | 
| 04/01/2004 | WO2003102714A3 Virtual and/or real payment and authentication device and method of using same | 
| 04/01/2004 | WO2003088166A3 Physical access control | 
| 04/01/2004 | WO2003085487A3 Telecom credit system | 
| 04/01/2004 | WO2003081832A3 Method and system for conducting a transaction using a proximity device | 
| 04/01/2004 | WO2003077068A3 Method and system for processing credit card related transactions | 
| 04/01/2004 | WO2003065321A3 Method and system of payment for a parking space by telephone | 
| 04/01/2004 | WO2003065317A3 System and method of authenticating a transaction | 
| 04/01/2004 | WO2003019333A3 International cash-on-delivery system and method | 
| 04/01/2004 | WO2002035487A3 Remote payment method and system | 
| 04/01/2004 | US20040064711 Transaction device with noise signal encryption | 
| 04/01/2004 | US20040064698 Electronic seal, memory medium, advanced authentication system, mobile device, and vehicle start control apparatus | 
| 04/01/2004 | US20040064434 File system management with user-definable functional attributes stored in a token action log | 
| 04/01/2004 | US20040064417 Method for controlling use of database content | 
| 04/01/2004 | US20040064414 Method and system for banking coded self-identifying forms | 
| 04/01/2004 | US20040064410 Integrated electronic bill presentment and payment with improved activation | 
| 04/01/2004 | US20040064409 System and method for bill delivery and payment over a communications network | 
| 04/01/2004 | US20040064408 Integrated electronic bill presentment and payment | 
| 04/01/2004 | US20040064407 Integrated electronic bill presentment and universal payment | 
| 04/01/2004 | US20040064406 Transaction authentication | 
| 04/01/2004 | US20040064405 Methods and systems for processing partial payments using debit cards | 
| 04/01/2004 | US20040064403 Credit intermediary system, credit intermediary apparatus and method thereof, recording medium and program | 
| 04/01/2004 | US20040064373 Point of sale receipt service | 
| 04/01/2004 | US20040064356 Workflow method and system therefor | 
| 04/01/2004 | US20040062370 Interactive billing control system | 
| 04/01/2004 | US20040060977 Secure remote-control unit | 
| 04/01/2004 | DE29624476U1 Facilitating unit for aiding ordering and payment of services - has user telephone with smart card interface and intermediate facilitator organising funds transfer for service provider | 
| 04/01/2004 | DE10243292A1 Authorizing device for allowing end users to access to media services, compares stored authorization information with request received from mobile radio device and generates authorization code | 
| 04/01/2004 | CA2499564A1 Processing of transactions with expanded card acceptance | 
| 03/31/2004 | EP1404101A2 Service accounting system and method | 
| 03/31/2004 | EP1404100A1 Billing of differentiated services | 
| 03/31/2004 | EP1403798A1 Charging method, charging apparatus, charging program, and recording medium | 
| 03/31/2004 | EP1403792A1 A three terminal network for off-line digital electronic payments-network | 
| 03/31/2004 | EP1403761A1 Integrated circuit device, information processing device, information recording device memory management method, mobile terminal device, semiconductor integrated circuit device, and communication method using mobile terminal device | 
| 03/31/2004 | EP1402488A2 Centralized vending method using cartrige-loaded machines | 
| 03/31/2004 | EP1402486A1 Transcation processing | 
| 03/31/2004 | EP1402484A1 Payment authorisation through beacons | 
| 03/31/2004 | EP1402481A1 Method for purchasing a service | 
| 03/31/2004 | EP1402446A2 Methods and systems for generating and validating value-bearing documents | 
| 03/31/2004 | EP1402445A2 Dynamically variable security protocol | 
| 03/31/2004 | EP1166490A4 Secure wireless electronic-commerce system with digital product certificates and digital license certificates | 
| 03/31/2004 | EP1131692A4 Providing a credit card to another person where said person does not have possession of said card | 
| 03/31/2004 | CN2609080Y Cash register | 
| 03/31/2004 | CN1486551A Ofdm signal transmission system, mobile terminal and electronic commerce system | 
| 03/31/2004 | CN1486476A Method and apparatus for using a cellular telephone as an authentification device | 
| 03/31/2004 | CN1486392A Ribbed tube continuous flexible spacer assembly | 
| 03/31/2004 | CN1485757A Disconnected computer and use as currency, right implement and publication | 
| 03/31/2004 | CN1144138C Content sales price accounting system and accounting method thereof | 
| 03/30/2004 | US6714978 Method and system for processing records in a communications network |