| Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380) | 
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| 06/10/2004 | WO2004049621A1 Authentication and identification system and transactions using such an authentication and identification system | 
| 06/10/2004 | WO2004049273A1 Peer to peer electronic-payment system | 
| 06/10/2004 | WO2004049271A2 Method of accounting electronic transactions and method of effecting electronic transactions via phone | 
| 06/10/2004 | WO2004049270A2 Radio controlled prepayed metering system | 
| 06/10/2004 | WO2004049235A1 System, apparatus for inquiring credit card using wireless lan and method thereof, and wireless bridge for bridging inquiring credit card and method thereof | 
| 06/10/2004 | WO2004049139A1 Method for authenticating and charging a subscriber of a radio network | 
| 06/10/2004 | WO2004049129A2 Method and card for accelerated provision of funds and fraud reduction for social services | 
| 06/10/2004 | WO2004049128A2 Methods and card for accelerated provision of funds and fraud reduction for healthcare | 
| 06/10/2004 | WO2004049093A2 Scheme for spreading and facilitating remote e-services | 
| 06/10/2004 | WO2004036806A3 Wireless communication device account payment notification systems | 
| 06/10/2004 | WO2004023255A3 Capacity management and timing | 
| 06/10/2004 | WO2004023254A3 Audio/visual clips | 
| 06/10/2004 | WO2003104945A3 Value processing network and methods | 
| 06/10/2004 | WO2003079159A8 A system and method for purchasing goods and services through data network access points over a point of sale network | 
| 06/10/2004 | WO2003073226A3 Loadable debit card system and method | 
| 06/10/2004 | WO2003021397A3 System for coordinating transaction for pos terminals | 
| 06/10/2004 | US20040111648 System, apparatus, terminal, method, and computer program for managing information | 
| 06/10/2004 | US20040111380 Method, according to which a customer accesses monetary-value data from a charging point | 
| 06/10/2004 | US20040111379 System and method for providing certification-related and other services | 
| 06/10/2004 | US20040111378 Transaction verification | 
| 06/10/2004 | US20040111375 Methods and systems for authentication and authorization | 
| 06/10/2004 | US20040111374 Intelligent method of order completion in an e-commerce environment based on availability of stored billing information | 
| 06/10/2004 | US20040111371 Methods and systems for check processing | 
| 06/10/2004 | US20040111368 System and method for facilitating payment over the internet or like communication media | 
| 06/10/2004 | US20040111365 Card transaction system and method on on-line and /or off-line | 
| 06/10/2004 | US20040111364 Content charging | 
| 06/10/2004 | US20040111362 Preferred credit information data collection method | 
| 06/10/2004 | US20040111361 System and method for value delivery | 
| 06/10/2004 | US20040111322 Multi-function transaction processing system | 
| 06/10/2004 | US20040111305 System and method for detecting and managing fraud | 
| 06/10/2004 | US20040111241 Communication terminal and information processing apparatus of a payment system | 
| 06/10/2004 | US20040110557 Game oriented promotional card | 
| 06/10/2004 | US20040109597 Method of processing a check in an image-based check processing system and an apparatus therefor | 
| 06/10/2004 | US20040108376 Personal digital account register | 
| 06/10/2004 | US20040108328 Customer access module for a media dispenser | 
| 06/10/2004 | CA2521128A1 Scheme for spreading and facilitating remote e-services | 
| 06/10/2004 | CA2507800A1 Method of accounting electronic transactions and method of effecting electronic transactions via phone | 
| 06/09/2004 | EP1426888A1 Identification information issuing system | 
| 06/09/2004 | EP1425724A1 Method for making secure a payment operation carried out for remote purchase of goods and/or services on a communication network | 
| 06/09/2004 | EP1425722A2 A remote control account authorization system | 
| 06/09/2004 | EP1425688A2 Data processing systems | 
| 06/09/2004 | CN1503961A 自助服务终端 Self-service terminals | 
| 06/09/2004 | CN1503960A 遥控帐户授权系统 Remote account authorization system | 
| 06/09/2004 | CN1503180A System and Method for Electronic Purchase | 
| 06/09/2004 | CN1153465C Method and apparatus for preventing fraudulent access in conditional access system | 
| 06/08/2004 | US6748367 Method and system for effecting financial transactions over a public network without submission of sensitive information | 
| 06/08/2004 | US6748366 System for protecting anonymity of parties involved in a person-to-person electronic commerce transaction | 
| 06/08/2004 | US6748365 Method and system for redeeming product marketing rebates | 
| 06/08/2004 | US6748067 System and method for pre-paid and pay-per-use internet services | 
| 06/08/2004 | US6747755 Code generation method, terminal apparatus, code processing method, issuing apparatus, and code issuing method | 
| 06/08/2004 | US6745940 Method for the secure handling of monetary or value units using prepaid data carriers | 
| 06/08/2004 | US6745939 Method of operating a self-auditing automated banking machine | 
| 06/08/2004 | US6745938 System and methods for card payment instrument with rebate applied to an insurance premium | 
| 06/08/2004 | US6745936 Method and apparatus for generating secure endorsed transactions | 
| 06/08/2004 | CA2177154C Electronic book selection and delivery system | 
| 06/03/2004 | WO2004047079A2 An on-line payment method | 
| 06/03/2004 | WO2004034222A3 Method and system for managing financial transactions | 
| 06/03/2004 | WO2004031908A3 Method and system for secure person to person payment | 
| 06/03/2004 | WO2004027555A9 Processing of transactions with expanded card acceptance | 
| 06/03/2004 | WO2004027554A9 Method and systems for providing merchant services with right-time creation and updating of merchant accounts | 
| 06/03/2004 | WO2004023258A3 Exception reporting and management | 
| 06/03/2004 | WO2003069444A9 Apparatus and method of a distributed capital system | 
| 06/03/2004 | US20040107170 Apparatuses for purchasing of goods and services | 
| 06/03/2004 | US20040107167 Method of controlling digital content distribution, a method of reproducing digital content, and an apparatus using the same | 
| 06/03/2004 | US20040107166 Usage rights grammar and digital works having usage rights created with the grammar | 
| 06/03/2004 | US20040107153 Computerized patent and trademark fee payment method and system | 
| 06/03/2004 | US20040107146 System and method for conducting an electronic commercial transaction | 
| 06/03/2004 | US20040107140 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs | 
| 06/03/2004 | US20040106416 Telecommunications system | 
| 06/03/2004 | US20040104808 Method and system for displaying priority messages on a wireless device | 
| 06/03/2004 | US20040104271 Medication delivery system | 
| 06/03/2004 | US20040104268 Plug in credit card reader module for wireless cellular phone verifications | 
| 06/03/2004 | US20040104097 Secure transfer of digital tokens | 
| 06/03/2004 | US20040104022 Method and apparatus for flexible fluid delivery for cooling desired hot spots in a heat producing device | 
| 06/02/2004 | EP1424861A1 Method and apparatus to identify a user through a mobile device | 
| 06/02/2004 | EP1424664A2 Secure payment system and method having one-time use authorization | 
| 06/02/2004 | EP1424660A2 Costumer access module for a media dispenser | 
| 06/02/2004 | EP1424617A1 Method for authentication and charging for a sucbriber in a wireless network | 
| 06/02/2004 | EP1423814A1 Systems and methods for conducting electronic commerce transactions requiring micropayment | 
| 06/02/2004 | EP1423811A1 Transaction processing | 
| 06/02/2004 | EP1423797A2 System and method for the payment and accounting of petty disbursements | 
| 06/02/2004 | EP1266353A4 Electronic credit card - ecc | 
| 06/02/2004 | CN1502087A Method and apparatus for credit card inquiry using cable network | 
| 06/02/2004 | CN1501308A Vehicle diagnostic system to reduce fuel consumption and emissions | 
| 06/02/2004 | CN1152505C Tokenless identification system for autorization of electronic transactions and electronic transmissions | 
| 06/02/2004 | CN1152350C Method and device for identifying and authenticating the owner of mobile electronic business processor | 
| 06/02/2004 | CN1152339C Communication system for transmitting accounting instructions | 
| 06/01/2004 | US6744894 Data management system | 
| 06/01/2004 | US6742704 Multiple-service card system | 
| 05/27/2004 | WO2004044854A1 Voucher or token based payment system | 
| 05/27/2004 | WO2004044825A1 A transparent transaction card | 
| 05/27/2004 | WO2004044822A2 Time-of-transaction foreign currency conversion | 
| 05/27/2004 | WO2004044809A1 Systems and methods for price matching on funds transfers | 
| 05/27/2004 | WO2004044802A1 Method and system for downloading files between two terminals | 
| 05/27/2004 | WO2004044799A1 Method and system for identifying a customer solvency and for carrying out a cashless settlement | 
| 05/27/2004 | WO2004031888A3 Communication management using a token action log | 
| 05/27/2004 | WO2004023257A9 Payment and media management | 
| 05/27/2004 | WO2003027971B1 Electronic payment system that is used to purchase goods or services offered by a merchant server and the method used in one such system | 
| 05/27/2004 | WO2003009246A9 Third party card validation over network for ecommerce | 
| 05/27/2004 | WO2002089554A8 Voucher and voucher system |