Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
11/2004
11/25/2004US20040233039 System for registering a biometric for use with a transponder
11/25/2004US20040233038 Method and system for retinal scan recognition biometrics on a fob
11/25/2004US20040233037 Method and system for iris scan recognition biometrics on a fob
11/25/2004US20040232241 System, method, and apparatus for communicating information between a mobile communications device and a bar code scanner
11/25/2004US20040232226 Credit card validation for an interactive wireless network
11/25/2004US20040232225 System and method for re-associating an account number to another transaction account
11/25/2004US20040232224 Method for registering biometric for use with a fob
11/25/2004US20040232223 Method and system for smellprint recognition biometrics on a fob
11/25/2004US20040232222 Method and system for signature recognition biometrics on a fob
11/25/2004US20040232221 Method and system for voice recognition biometrics on a fob
11/25/2004US20040232220 System for biometric security using a fob
11/24/2004EP1480476A1 Mobile telephone user equipment, a method of displaying information corresponding to data in a mobile telephone user equipment and a transaction system
11/24/2004EP1480174A1 A method for making a reliable time available on a smart card provided with a timer
11/24/2004EP1480107A2 Method for authentication of a user with an authorizing device, and a security apparatus for carrying out the method
11/24/2004EP1480106A1 Electronic transaction system
11/24/2004EP1479052A2 Authentication arrangement and method for use with financial transactions
11/24/2004EP1412890A4 System for distribution and use of virtual stored value cards
11/24/2004EP0850456A4 System and its method of use for accepting financial overpayments
11/24/2004CN1549985A International cash-on-delivery system and method
11/24/2004CN1549977A Individual certification method
11/24/2004CN1549173A Accounting settlement method for shopping consumption by mobile phone undirectly via bank
11/23/2004US6820804 Method and system for performing a purchase transaction using a remote control and a television
11/18/2004WO2004100099A1 Method for tracking and tracing marked articles
11/18/2004WO2004100091A2 Casino gaming credit with selectable expiration date
11/18/2004WO2004100037A1 Network passport sell system
11/18/2004WO2004099939A2 Automating payment for a network-based commerce transaction
11/18/2004WO2004099921A2 Method and apparatus for secure import of information into data aggregation program hosted by personal trusted device
11/18/2004WO2004099918A2 System and method for reconciling an insurance payment with an insurance claim
11/18/2004WO2004043047A3 Improved mobile payment system
11/18/2004WO2004001562A3 Systems and methods for storage of user information and for verifying user identity
11/18/2004US20040230812 Method for authentication of a user with an authorizing device, and a security apparatus for carrying out the method
11/18/2004US20040230610 Money-transfer techniques
11/18/2004US20040230535 Method and system for conducting off-line and on-line pre-authorized payment transactions
11/18/2004US20040230527 Authentication for online money transfers
11/18/2004US20040230526 Payment control system and associated method for facilitating credit payments in the accounts payable environment
11/18/2004US20040230525 e-Commerce sales & use tax exchange system and method
11/18/2004US20040230523 Aggregated postal billing and payment methods and systems
11/18/2004US20040230510 Computer-implemented method of reducing risk in a payment-based transaction wherein payment is made from an account holder to a counterparty using a payment bank system employing a risk filter routine that determines whether to selectively reject payment based upon at least one user-supplied risk parameter including a clean payment limit
11/18/2004US20040230496 Easy ordering system
11/18/2004US20040230494 Methods and systems for electronic transactions
11/18/2004US20040230491 Transaction tracking, managing, assessment, and auditing data processing system and network
11/18/2004US20040230490 Integrated e-commerce sales & use tax exchange system and method
11/18/2004US20040230489 System and method for mobile payment and fulfillment of digital goods
11/18/2004US20040230488 Method for using a sensor to register a biometric for use with a transponder-reader system
11/18/2004US20040230483 Techniques for using loyalty cards and redeeming accumulated value
11/18/2004US20040230476 Transaction tracking, managing, assessment, and auditing data processing system and network
11/18/2004US20040226995 System and method for facilitating a transaction between a merchant and a consumer
11/18/2004US20040226992 System and method for transaction permission/rejection judgment
11/18/2004DE20310759U1 Paying device e.g. for electronic transactions, has background system with access to databases and e.g. dealer terminal, customer terminal, and coding system
11/18/2004DE202004010932U1 Terminal, insbesondere für ein Bezahlsystem zum Durchführen eines elektronischen Bezahlvorgangs Terminal, in particular for a payment system for performing an electronic payment process
11/18/2004CA2520726A1 Method for tracking and tracing marked articles
11/17/2004EP1477943A2 Universal electronic transaction card and system and methods of conducting electronic transactions
11/17/2004EP1477882A2 Decentralized, token-based accounting system for distributed, autonomous systems
11/17/2004EP1476981A2 Transaction terminal
11/17/2004EP1476856A2 Methods and systems for validating the authority of the holder of a digital certificate issued by a certificate authority
11/17/2004EP1476855A2 Output-device action call-up by mobile radio devices
11/17/2004EP1476838A1 Method of creating a transaction related record
11/17/2004EP1476825A2 Loadable debit card system and method
11/17/2004EP1476822A1 System and method for electronic check conversion at a point-of-sale terminal
11/17/2004EP1476798A2 POINT−OF−TRANSACTION MACHINE WITH IMPROVED VERSATILITY AND RELATED METHOD
11/17/2004EP1297506B1 Self-service terminal
11/17/2004EP1200926A4 Cardless payment system
11/17/2004EP0993645A4 System and method for transferring value to a magnetic stripe on a transaction card
11/17/2004CN1547693A Electronic vouchers and a system and method for issuing the same
11/17/2004CN1176560C System for digital radio communication between radio LAN and PBX
11/16/2004US6820202 Account authority digital signature (AADS) system
11/16/2004US6820199 Sending electronic transaction message, digital signature derived therefrom, and sender identity information in AADS system
11/16/2004US6820061 Method and system for exchange and aggregation of reward points via a global computer network
11/16/2004US6820059 Method for reducing fraud in government benefit programs using a smart card
11/16/2004US6820058 Method for accelerated provision of funds for medical insurance using a smart card
11/16/2004US6819449 Image printing and filing system
11/11/2004WO2004098215A1 Multi-client/multi-conversation system for carrying out financial transactions and/or accessing information by means of sms messages
11/11/2004WO2004097759A1 Method and system for network-based purchase and distribution of media
11/11/2004WO2004097747A2 Congestion charge payment device
11/11/2004WO2004097701A1 Electronic money management system, electronic money management method, and computer program
11/11/2004WO2004097598A2 Systems and methods for verifying identities in transactions
11/11/2004WO2004070674A3 Parking control system using mobile phone and method applied thereto
11/11/2004WO2003034353A3 A computerized money transfer system and method
11/11/2004US20040225880 Strong authentication systems built on combinations of "what user knows" authentication factors
11/11/2004US20040225732 Usage-based billing and management system and method for printers and other assets
11/11/2004US20040225623 Law firm accounting system and method for processing separate charges for out-of-pocket costs
11/11/2004US20040225622 System and method for separate charges to a law firm for each out-of-pocket cost
11/11/2004US20040225621 Up front billing of interest costs to law firm clients with adjustment based on payment timing
11/11/2004US20040225617 Electronic commerce methods and apparatus
11/11/2004US20040225611 System and method for controlling distribution and use of digital works using price specifications
11/11/2004US20040225609 Electronic bill presentation and payment system
11/11/2004US20040225607 System and method for up front billing of interest costs to law firm clients
11/11/2004US20040225606 Method and system to automate payment for a commerce transaction
11/11/2004US20040225604 System for providing a checkless checking account
11/11/2004US20040225602 Systems and methods for managing account information lifecycles
11/11/2004US20040225563 System and method for a bonus store credit program
11/11/2004US20040225520 Fraud score calculating program, method of calculating fraud score, and fraud score calculating system for credit cards
11/11/2004US20040225517 System and method for multiple charge options for billing out-of-pocket costs
11/11/2004US20040225473 Fraud score calculating program, method of calculating fraud score, and fraud score calculating system for credit cards
11/11/2004US20040223168 Image printing and filing system
11/11/2004US20040222285 Computer automated electronic small change harvesting method
11/11/2004DE202004013762U1 Electronic ticket, e.g. for travel or entertainment, provision and checking system, comprises a ticket center and a connecting mobile terminal that has means for visualizing an encrypted part of an electronic ticket
11/11/2004DE10315756A1 Decentralized accounting system, based on tokens and distributed cryptography, is designed for use in a peer-to-peer network with tokens exchanged between receivers, rescue or service providers and administrative super-peers
11/11/2004DE10297460T5 Multimedia-Präsentation, die einen Benutzer beim Spielen eines Musikinstruments unterstützt Multimedia presentation that assists a user in playing a musical instrument
11/11/2004CA2523584A1 Systems and methods for verifying identities in transactions