Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
05/2004
05/27/2004US20040103305 Systems and methods for secure transaction management and electronic rights protection
05/27/2004US20040103063 Private electronic value bank system
05/27/2004US20040103062 Method for accelerated provision of funds for medical insurance using a smart card
05/27/2004US20040103061 Smart card for accelerated payment of medical insurance
05/27/2004US20040103060 Secure payment system and method having one-time use authorization
05/27/2004US20040103059 Method for accelerated provision of funds for social services directly to an individual using a smart card
05/27/2004US20040102183 Mobile wireless communications device enablement and methods therefor
05/27/2004US20040099734 Apparatus and method for providing point of purchase products
05/27/2004US20040099730 System and method of personalizing financial transaction cards
05/27/2004US20040099723 Networked business system
05/27/2004DE10296888T5 System und Verfahren zur sicheren Eingabe und Authentifikation von verbraucherzentrierter Information System and method for secure input and authentication of user-centered information
05/27/2004CA2505078A1 Time-of-transaction foreign currency conversion
05/27/2004CA2505060A1 Systems and methods for price matching on funds transfers
05/26/2004EP1422942A1 Charging system
05/26/2004EP1422647A2 Network photograph service system
05/26/2004EP1422646A2 System and Method for Electronic Purchase
05/26/2004EP1421742A2 Method for sending access data to a subscriber station located, in particular, inside a motor vehicle for a special access mode to a service provider station
05/26/2004EP1421732A2 Transaction system
05/26/2004EP1421533A1 A method of and system for electronic check presentment with image interchange
05/26/2004EP1421509A1 Method and apparatus for integrating billing and authentication functions in local area and wide area wireless data networks
05/26/2004CN1499449A Paper money transaction appts.
05/26/2004CN1151655C Telephone charge settlement system
05/25/2004US6741991 Data management system
05/25/2004US6740803 Computing device to allow for the selection and display of a multimedia presentation of an audio file and to allow a user to play a musical instrument in conjunction with the multimedia presentation
05/25/2004US6739975 Method for cashless gaming
05/25/2004US6739506 Credit card referral methods
05/22/2004CA2450436A1 Secure payment system and method having one-time use authorization
05/21/2004WO2004043048A2 Mobile communication device equipped with a magnetic stripe reader
05/21/2004WO2004043047A2 Improved mobile payment system
05/21/2004WO2004042632A2 Method and system for a no pre-set spending limit transaction card
05/21/2004WO2004042590A1 Stored value currency conversion systems and methods
05/21/2004WO2004042536A2 Remote purchasing system and method
05/21/2004WO2004042313A1 Method and apparatus for flexible fluid delivery for cooling desired hot spots in a heat producing device
05/21/2004WO2004042304A2 Method and apparatus for efficient vertical fluid delivery for cooling a heat producing device
05/21/2004WO2004042297A2 Method and apparatus for efficient vertical fluid delivery for cooling a heat producing device
05/21/2004WO2004015601A3 Purchase transaction service
05/21/2004WO2004010392A3 Device for giving information, making payment and other transactions on the public places (info-transaction terminal)
05/21/2004WO2003096140A3 System and method of secure authentication and billing for goods and services using a cellular telecomunication and an authorization infrastructure
05/21/2004WO2003090027A3 Mobile account authentication service
05/21/2004WO2003017069A3 Data integrity
05/21/2004WO2002071176A8 Transaction system
05/21/2004WO2002061999A8 Automated accounting for business reply mail
05/21/2004CA2505030A1 Remote purchasing system and method
05/21/2004CA2502473A1 Stored value currency conversion systems and methods
05/20/2004US20040098740 Method and apparatus for using a kiosk and a transaction device in an electronic commerce system
05/20/2004US20040098587 Communications method, data processing apparatus, and program
05/20/2004US20040098353 Personal interface device and method
05/20/2004US20040098352 Electronic cash system
05/20/2004US20040098350 Framework and system for purchasing of goods and srvices
05/20/2004US20040098339 Method and apparatus for identifying an entity with which transactions are prohibited
05/20/2004US20040098338 Method for managing buyer transactions and settlements using communication network between computers, and method for relaying information following buyer consumption trends to the buyer
05/20/2004US20040098336 System for effecting orders for payment with identification by means of card data and fingerprint
05/20/2004US20040098326 Stored value currency conversion systems and methods
05/20/2004US20040098317 System for electronic barter, trading and redeeming points accumulated in frequent use reward programs
05/20/2004US20040098313 Detection of fraudulent associate-based transactions
05/20/2004US20040098307 Method for managing buyer transactions and settlements using communication network between computers, and method for relaying information following buyer consumption trends to the buyer
05/20/2004US20040098226 Method, system and program for providing service requiring settlement through communication line
05/20/2004US20040098165 Publication-dispensing apparatus
05/20/2004US20040094624 Adaptor for magnetic stripe card reader
05/20/2004US20040094618 Automatic transaction apparatus and method for issuing a coupon using the same
05/20/2004US20040094614 Bill payment method including attachable bar code
05/19/2004EP1419465A2 System which enables a mobile telephone to be used to locate go ods or services
05/19/2004EP1316075B1 Vending system
05/19/2004EP1200944B1 A method and apparatus for inhibiting fraud in relation to the use of negotiable instruments
05/19/2004DE20314307U1 Portable cashless payment device for use with payment cards has a card reader, computer and memory in which transaction details are stored until they can be downloaded via the device interface
05/19/2004DE10350945A1 Verwendung elektronischer Geräte für Geldtransfer Use of electronic devices for Money Transfer
05/19/2004CN1497485A Vertification and payment method, device and operation method of its system and its component
05/19/2004CN1497482A File transmitting system and method
05/19/2004CN1497463A Electronic stamp. storage medium, high-level vertification system, moving device and vehicle start control equipment
05/19/2004CN1497453A Tool for safety and exchanging personal information
05/19/2004CN1497417A Key device
05/19/2004CN1150471C Smart card
05/18/2004US6738810 Method and apparatus for encouraging timely payments associated with a computer system
05/18/2004US6738751 Credit card rental-cost payment method
05/18/2004US6738749 Methods and apparatus for creating and storing secure customer receipts on smart cards
05/18/2004US6736322 Method and apparatus for acquiring, maintaining, and using information to be communicated in bar code form with a mobile communications device
05/18/2004US6736314 Methods and systems for transferring funds
05/18/2004CA2263436C Virtual postage meter with multiple origins of deposit
05/13/2004WO2004040884A1 Implementing a service, particularly a financial service, in a network involving mobile terminals
05/13/2004WO2004040522A1 Parking space payment system and method
05/13/2004WO2004040494A1 Method for issuing instant mobile card using wireless network and accounting it using short distance communication
05/13/2004WO2004040395A2 A method of doing business by a cellular game
05/13/2004WO2004025540A3 Method for detecting suspicious transactions
05/13/2004WO2004025436A3 Processing of credit card transactions using internet protocol
05/13/2004WO2003093933A3 Prepaid broadband internet and software service method and apparatus
05/13/2004WO2003075131A3 System and method for performing secure remote real-time financial transactions
05/13/2004WO2002096068A3 A method and system for advertising and selling product to consumers in a telephone hold queue
05/13/2004US20040093493 System and method for electronic transmission, storage and retrieval of authenticated documents
05/13/2004US20040093308 Electronic transaction system
05/13/2004US20040093305 Electronic payments with risk based selection of type of debiting of the payer's deposit account
05/13/2004US20040093304 System and method for automatically notifying payment
05/13/2004US20040093303 Third party debit card
05/13/2004US20040093281 Remote purchasing system and method
05/13/2004US20040093277 Method and system for secure electronic purchase transactions
05/13/2004US20040093273 System and method for the secure distribution of digital content in a sharing network
05/13/2004US20040093271 Method and apparatus for providing supplementary product sales to a customer at a customer terminal
05/13/2004US20040092313 Game system, server apparatus and register terminal
05/13/2004DE10251270A1 Method for conducting transactions e.g. at electronic stock market, involves complete transaction data, required by background system, being stored in data carrier
05/13/2004CA2504157A1 Parking space payment system and method
05/12/2004EP1418549A1 Automatic teller machine