| Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380) |
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| 10/05/2004 | US6800665 Reacting carbon monoxide and hydrogen using catalyst to produce mixture gas, separating into carbon monoxide/hydrogen and dimethyl ether/carbon dioxide, recycling carbon monoxide/hydrogen |
| 10/05/2004 | US6799720 System for forecasting amounts of materials needed for credit card reissue |
| 10/05/2004 | CA2202689C Electronic fund transfer system for gaming machines |
| 10/02/2004 | CA2461936A1 Bill payment payee information management system and method |
| 10/02/2004 | CA2461770A1 System and method for obtaining customer bill information and facilitating bill payment at biller websites |
| 10/01/2004 | CA2744112A1 Credit report retrieval system including voice-based interface |
| 09/30/2004 | WO2004084563A1 Method for determining charges in real time for value-added services in a telecommunication network |
| 09/30/2004 | WO2004084166A2 Display device |
| 09/30/2004 | WO2004084148A1 A pos terminal |
| 09/30/2004 | WO2004084113A1 Credit card charge back prevention system |
| 09/30/2004 | WO2004082361A2 Electronic bill presentation and payment system |
| 09/30/2004 | WO2004068427A8 Settlement of cash transactions in the commercial field |
| 09/30/2004 | US20040193752 System and method for providing fee-based data services |
| 09/30/2004 | US20040193751 System and method for providing fee-based data services |
| 09/30/2004 | US20040193610 Digital interactive network appliance and system |
| 09/30/2004 | US20040193553 Process for securing digital transactions |
| 09/30/2004 | US20040193551 Methods and systems for processing unrestricted stored-value instruments |
| 09/30/2004 | US20040193542 Financial management system including an offset payment process |
| 09/30/2004 | US20040193541 Systems and methods to facilitate a transfer of a refund amount from an educational institution to a student |
| 09/30/2004 | US20040193540 Selective escrow using electronic funds transfer |
| 09/30/2004 | US20040193522 Check verification, check cashing and check settlement interface |
| 09/30/2004 | US20040193513 Method and apparatus providing prepaid billing for network services using explicit service authorization in an access server |
| 09/30/2004 | US20040193431 Remote gaming system |
| 09/30/2004 | US20040190016 Compact configurable scanning computer terminal |
| 09/30/2004 | US20040188516 Payment device |
| 09/30/2004 | DE10310950A1 Electronic process for cash free purchasing of goods and services uses the Internet with mobile phone access |
| 09/30/2004 | CA2518263A1 Electronic bill presentation and payment system |
| 09/29/2004 | EP1463011A2 Method for authorising mandates of payment, in particular for payments carried out on the internet by credit cards, and related system |
| 09/29/2004 | EP1461899A1 Method and system for the supply of data, transactions and electronic voting |
| 09/29/2004 | EP1461897A1 System and method for facilitating electronic financial transactions using a mobile telecommunication device |
| 09/29/2004 | EP1461754A2 Transaction surveillance |
| 09/29/2004 | EP1461747A2 Integrated invoice solution |
| 09/29/2004 | EP1461743A2 Method and system for authorizing use of a transaction card |
| 09/29/2004 | EP1461739A2 Importing invoice data into accounting and payement programs |
| 09/29/2004 | EP1461679A2 System and method for implementing frictionless micropayments for consumable services |
| 09/29/2004 | EP1461672A2 System and method for controlling distribution of digital copyrighted material |
| 09/29/2004 | CN1533554A Automated accounting for business reply mail |
| 09/29/2004 | CN1533546A System and method for credit card service linked with credit loan service |
| 09/29/2004 | CN1532760A Communication syste, settling management device and method and protable information terminal and information processing method |
| 09/29/2004 | CN1532748A Paying device and paying method, amount distributor and method |
| 09/29/2004 | CN1532738A Bank account trading method ordered by cell phone |
| 09/28/2004 | US6796499 Parking toll system |
| 09/28/2004 | US6796497 System and method for facilitating a subsidiary card account |
| 09/28/2004 | US6796492 Electronic fund transfer or transaction system |
| 09/28/2004 | US6796491 Electronic payment system, payment apparatus and terminal thereof |
| 09/28/2004 | US6796490 Automated banking machine system and method |
| 09/28/2004 | US6796489 Processing electronic documents with embedded digital signatures |
| 09/28/2004 | US6796488 Automated system and method for check amount encoding at a point-of-sale |
| 09/28/2004 | CA2423655A1 Do-it-yourselfer estimating, costing, and installation system for home renovation projects and tree-based profit distribution system |
| 09/23/2004 | WO2004082245A2 Automatic subscription system for applications and services provided to wireless devices |
| 09/23/2004 | WO2004081892A2 Method and system for initiating and/or carrying out a transaction that is associated with at least two professed intentions |
| 09/23/2004 | WO2004081889A1 Smartcard-based value transfer |
| 09/23/2004 | WO2004081838A1 System for handling refunding of value-added tax |
| 09/23/2004 | WO2004081832A1 Method for a credit note payment |
| 09/23/2004 | WO2004081825A1 A method for making a payment via a telecommunications network |
| 09/23/2004 | WO2004081760A2 System and method for executing a payment transaction over a computer network |
| 09/23/2004 | WO2004081742A2 Method and system for hosting centralized online point-of-sale activities for a plurality of distributed customers and vendors |
| 09/23/2004 | WO2004081740A2 Cash dispensing automated banking machine with improved card retention capabilities and method |
| 09/23/2004 | WO2004081735A2 Automated banking machine currency dispenser arrangement |
| 09/23/2004 | WO2004072915A3 Method and apparatus for interfacing with a point of sale device |
| 09/23/2004 | WO2004031903A3 Merchant cash payment systems and methods |
| 09/23/2004 | US20040187013 System and method for protecting identity information |
| 09/23/2004 | US20040186912 Method and system for transparently supporting digital signatures associated with web transactions |
| 09/23/2004 | US20040186799 Voucher processing |
| 09/23/2004 | US20040186789 Method of and apparatus for providing group purchasing service, and computer product |
| 09/23/2004 | US20040186781 Verification protocol for a point of sale merchandising system |
| 09/23/2004 | US20040186773 Systems and methods for integrating loyalty and stored-value programs |
| 09/23/2004 | US20040185872 Mobile services |
| 09/23/2004 | US20040185830 Apparatus and method for providing account security |
| 09/23/2004 | US20040184593 Technique for effectively providing concierge-like services in a directory assistance system |
| 09/23/2004 | US20040183693 Beverage communication system |
| 09/23/2004 | US20040182922 Systems and methods for a loadable stored-value card with a contribution to a specified beneficiary |
| 09/23/2004 | DE10310834A1 Credit items handling procedure, e.g. for stocks and shares, vouchers etc, involves storing item of credit in store of mobile RF terminal or on SIM-card |
| 09/23/2004 | DE10310527A1 Method for initiating a transaction with two declarations of will esp. for monetary transaction, involves data which contains features allowing mutual assignment of declaration of will |
| 09/23/2004 | DE10310100A1 Verfahren zur elektronischen, automatischen Durchführung einer Überweisung Method for the electronic, automatic performance of Transfer |
| 09/23/2004 | DE10238129B4 Verfahren zur Berücksichtigung der Kostenfunktion für einen lernenden rechnergestützten Klassifikator Procedures to take account of the cost function for a learning computer-based classifier |
| 09/23/2004 | DE10210792B4 Verfahren und System zur Freischaltung eines kostenpflichtigen Mobilfunk- oder Online-Dienstes Method and system for enabling a paid mobile or online service |
| 09/23/2004 | CA2525467A1 Automatic subscription system for applications and services provided to wireless devices |
| 09/23/2004 | CA2518448A1 Method and system for initiating and/or conducting a transaction that is associated with at least two corresponding declarations of intent |
| 09/22/2004 | EP1460826A1 Wireless authentication system |
| 09/22/2004 | EP1460594A1 A device for transparent interaction between an IC card and a remote terminal |
| 09/22/2004 | EP1460593A1 Secure payment terminal |
| 09/22/2004 | EP1460592A1 Prepaid card information issuing system, call rate settlement system, communication rate settlement system, and expense settlement system |
| 09/22/2004 | EP1459573A1 A method of propagating a message and corresponding communications devices for the same |
| 09/22/2004 | EP1459496A2 Method and system for getting on-line status, authentication, verification, authorization, communication and transaction services for web-enabled hardware and software, based on uniform telephone address related applications |
| 09/22/2004 | EP1459241A2 Adaptor for magnetic stripe card reader |
| 09/22/2004 | EP1459232A2 Business transaction management |
| 09/22/2004 | EP1459229A2 E-receipt vertification system and method |
| 09/22/2004 | EP1446743A4 System and method for credit card service linked with credit laon service whose bounds are limited with the amount of selling |
| 09/22/2004 | EP0953180B1 Method for authenticating credit transactions to prevent fraudulent charges |
| 09/22/2004 | CN1531714A Transaction verification |
| 09/22/2004 | CN1531247A Network access controlling method, data provider and identifier transmitter |
| 09/22/2004 | CN1168343C Method of using application device in mobile station, and system of real-time paying money |
| 09/21/2004 | US6793135 Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards |
| 09/21/2004 | US6793134 Self-service terminal |
| 09/21/2004 | US6793132 Apparatus for inputting outputting money, and method for identifying money input at the apparatus and collecting the money |
| 09/21/2004 | US6793131 Financial transaction card with installment loan feature |
| 09/21/2004 | US6793130 Multi merchant gift registry |
| 09/16/2004 | WO2004079676A1 Secure transaction system |
| 09/16/2004 | WO2004079675A1 User authentication system and method |