Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
11/2003
11/20/2003WO2003063073A8 System for communication information encoded in a light-based signal using a fob device
11/20/2003WO2003048881A3 Alternative payment apparatus and method using barcode stored in mobile communication terminal
11/20/2003WO2003027919B1 Data processing installation for electronic wallets, and related method
11/20/2003WO2003025699A3 Mobile digital receipts
11/20/2003WO2003014870A3 Method and apparatus for facilitating and monitoring monetary transactions and rewards in a gaming environment
11/20/2003WO2003012703A3 Method for making transactions secure
11/20/2003WO2003010937A3 Method and system for access and usage management of a server application by a wireless communications appliance
11/20/2003WO2002093515A3 Payment system and method for mobile communication services
11/20/2003WO2002082393A8 Systems and method for approval of credit/debit account transactions using a wireless device
11/20/2003WO2002077745A3 Transaction authorisation system
11/20/2003WO2002056141A3 Apparatus and method for providing point of purchase products
11/20/2003WO2002043017A3 System and method for providing packaged personally selected combinations of dietary supplements
11/20/2003WO2002012983A8 Method and apparatus for secure identification for networked environments
11/20/2003US20030217010 Method for loaning digital works
11/20/2003US20030217006 Methods and apparatus for a title transaction network
11/20/2003US20030217005 Automated banking machine system and method
11/20/2003US20030217004 Automated banking machine system using Internet address customer input
11/20/2003US20030216998 System and method for establishing and processing online transaction account based on awards resulting from transactions
11/20/2003US20030216996 Methods and systems for providing financial payment services
11/20/2003US20030216989 Systems and methods for validation of phone numbers
11/20/2003US20030216988 Systems and methods for using phone number validation in a risk assessment
11/20/2003US20030216987 Systems and methods for accessing and using phone number validation information
11/20/2003US20030216981 Method and system for hosting centralized online point-of-sale activities for a plurality of distributed customers and vendors
11/20/2003US20030216967 Electronic promotions systems
11/20/2003DE20210912U1 Operating panel for cash register, cash dispenser, printer, multifunction terminal etc. has trackball and PIN keypad integrated into single panel
11/20/2003CA2485413A1 Closed loop collect on delivery (c.o.d) payments
11/20/2003CA2485108A1 Method and system for enabling electronic transactions via a personal device
11/20/2003CA2480105A1 Payment system and method
11/19/2003EP1363213A1 Electronic settlement system and electronic settlement method
11/19/2003EP1362466A1 Remote electronic payment system
11/19/2003EP1362333A1 Method and device for securing a transaction between a shopkeeper and a customer with a payment card
11/19/2003EP1362318A1 Method and system for controlling the on-line supply of digital products or the access to on-line services
11/18/2003US6650888 Validating a transaction with user voice authentication using wireless communications
11/18/2003US6650767 Automated deposit processing system and method
11/18/2003US6650233 Mirror-based audio system for vehicle
11/18/2003US6648222 Internet-based zero intrinsic value smart card with value data accessed in real time from remote database
11/18/2003CA2256173C Closed system virtual postage meter
11/13/2003WO2003094491A1 System to enable a telecom operator provide financial transactions services and methods for implementing such transactions
11/13/2003WO2003094375A1 Charge approval and payment system
11/13/2003WO2003094124A2 Method and apparatus for employing checks
11/13/2003WO2003094123A1 Payment system
11/13/2003WO2003094119A2 Method for playing a game of chance and point of sale system for facilitating the play thereof
11/13/2003WO2003094083A2 Method of financial payment and device for its realizing
11/13/2003WO2003094070A1 MONEYi PARTNER SERVICE AND METHOD
11/13/2003WO2003093933A2 Prepaid broadband internet and software service method and apparatus
11/13/2003WO2003092348A2 The operational method and system of the telecommunication device for the electronic cash
11/13/2003WO2003048899A3 Integrated invoice solution
11/13/2003WO2003032110A3 Sytem for combining postage, mailing address information, and payment services
11/13/2003WO2003026253A8 Dynamically variable security protocol
11/13/2003WO2003007218A3 Fingerprint biometric capture device and method with integrated on-chip data buffering
11/13/2003WO2002102133A3 System and method for processing financial transactions
11/13/2003WO2002080120A3 Wireless point of sale transaction
11/13/2003WO2002063580A3 Apparatus for and method of secure atm debit card and credit card payment transactions via the internet
11/13/2003WO2002048826A3 User configurable demand deposit account system and method
11/13/2003WO2002011090A3 Method and apparatus for authentication and payment for devices participating in jini communities
11/13/2003WO2001053977A8 Consumer-directed financial transfers using automated clearinghouse networks
11/13/2003US20030212904 Standardized transmission and exchange of data with security and non-repudiation functions
11/13/2003US20030212796 Loadable debit card system and method
11/13/2003US20030212642 Online payer authentication service
11/13/2003US20030212641 Many-to-many correspondance:methods and systems for replacing interbank funds transfers
11/13/2003US20030212633 Bill collection system, method for collecting bills and recording medium wherein a program for making a computer execute the method for collecting bills is recorded
11/13/2003US20030212632 Electronic payment initiation and assurance system
11/13/2003US20030212631 Method and system for closed loop collect on delivery (C.O.D.) payments
11/13/2003US20030212630 Method and apparatus for payment of bills and obligations by credit card
11/13/2003US20030212629 Authent-eCard is an implementation of business rules and a rules engine on a portable data device, point-of-sale interface and internet portal to apply predefined rules to the automated approval of financial transactions
11/13/2003US20030212601 Credit card SMS portal transmission system and process
11/13/2003US20030212593 Method for accurate and secure voting
11/13/2003US20030211886 Protecting against impulse expenditure
11/13/2003US20030211883 System and method for performing a financial transaction within a casino
11/13/2003US20030209599 Electronic fund transfer or transaction system
11/13/2003US20030209597 Multi-merchant gift registry
11/13/2003CA2481872A1 System to enable a telecom operator provide financial transactions services and methods for implementing such transactions
11/12/2003EP1361742A2 Prepaid system and method and communication terminal
11/12/2003EP1361550A1 Method of charging for services delivered by Internet
11/12/2003EP1360665A1 Telepayment method and system
11/12/2003EP1360664A2 Method and arrangement for the transfer of an electronic sum of money from a credit store
11/12/2003EP1360663A2 Method and apparatus for processing one or more value bearing instruments
11/12/2003EP1360662A2 Method and apparatus for administering one or more value bearing instruments
11/12/2003EP1360661A2 Method and apparatus for managing one or more value bearing instruments
11/12/2003EP1360657A2 Internet payment enabling device for vending machines
11/12/2003EP1360629A2 Pre-paid electronic access system and method
11/12/2003EP1360628A2 Method and system for data distribution to customers purchasing from traders
11/12/2003EP1212731B1 Vehicle parking management method
11/12/2003EP0912959B1 Tokenless identification system
11/12/2003EP0901672B1 A system, method and article of manufacture for network electronic authorization utilizing an authorization instrument
11/12/2003CN1456000A Method and system for facilitation of wireless E-commerce transactions
11/12/2003CN1455999A Method and system for facilitation of wireless E-commerce transactions
11/12/2003CN1127702C Method for authenticating an integrated circuit card user's personal code
11/11/2003US6647376 System and method for point-of-sale check authorization
11/11/2003US6647272 Apparatus, and associated method, for automatically notifying a mobile station of occurrence of a triggering event
11/11/2003US6647256 Methods and system for remote access to and payment for products delivered from automated apparatus
11/11/2003US6647136 Automated check processing system and method
11/11/2003US6645068 Profile-driven network gaming and prize redemption system
11/11/2003US6644547 Customer workstation intelligently connectable to a legacy retail system and providing supplemental functionality thereto
11/11/2003US6644546 System and method for electronic check conversion at a point-of-sale terminal
11/11/2003US6644545 Business card with coded marks as electronic mail token
11/11/2003CA2222294C Method and apparatus for automatically disabling a removable portable vault of a postage metering system
11/06/2003WO2003091959A1 Payment instrument and system
11/06/2003WO2003091937A1 System and method for facilitating a subsidiary card account
11/06/2003WO2003091924A1 Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal