| Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380) | 
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| 09/25/2003 | WO2003079291A1 Individual authentication device and cellular terminal apparatus | 
| 09/25/2003 | WO2003079262A1 Reloadable debit card system and method | 
| 09/25/2003 | WO2003079261A1 Card-based system and method for issuing negotiable instruments | 
| 09/25/2003 | WO2003079259A1 Facility and method for cellular data communication between merchants and credit processing agencies | 
| 09/25/2003 | WO2003079258A1 Anti fraud mobile alert system | 
| 09/25/2003 | WO2003079256A1 Mobile settlement system and device | 
| 09/25/2003 | WO2003079254A2 Lump sum payment system | 
| 09/25/2003 | WO2003079249A2 A tax refund system | 
| 09/25/2003 | WO2003079159A2 A system and method for purchasing goods and services through data network access points over a point of sale network | 
| 09/25/2003 | WO2003079157A2 A method and system for depositing federal tax payments | 
| 09/25/2003 | WO2003054664A3 Methods and systems for processing transaction requests | 
| 09/25/2003 | WO2003049351A3 Method, system and data structure for an improved billing protocol | 
| 09/25/2003 | WO2003046777B1 Portable messaging device adapted to perform financial transactions | 
| 09/25/2003 | WO2003042940A3 Computer-based public communication terminal | 
| 09/25/2003 | WO2003036412A9 Method and system for getting on-line status, authentication, verification, authorization, communication and transaction services for web-enabled hardware and software, based on uniform telephone address related applications | 
| 09/25/2003 | WO2003027919A3 Data processing installation for electronic wallets, and related method | 
| 09/25/2003 | WO2002071350A3 Method for paying paid offers made on a network | 
| 09/25/2003 | WO2002029752A3 Remote data acquisition, transmission and analysis system including handheld wireless equipment | 
| 09/25/2003 | WO2002003299A3 Method for authenticating and securing integrated bookstore entries | 
| 09/25/2003 | WO2001059722A3 Prepaid card settlement system and method on internet and apparatus and method for using them | 
| 09/25/2003 | US20030182245 Internet commerce system and the method | 
| 09/25/2003 | US20030182243 Method and apparatus for remote control of electronically activated tasks | 
| 09/25/2003 | US20030182242 Token delivery system | 
| 09/25/2003 | US20030182230 Apparatus and method of a distributed capital system | 
| 09/25/2003 | US20030182228 Method and arrangement for the transmission of an electronic sum of money from a credit reserve | 
| 09/25/2003 | US20030182226 Direct credit/bank card reading through personal computers | 
| 09/25/2003 | US20030182215 Network-enabled method and system for asset finance | 
| 09/25/2003 | US20030182214 Fraud detection and security system for financial institutions | 
| 09/25/2003 | US20030182207 Electronic Commerce Transaction System | 
| 09/25/2003 | US20030182202 Method and system for conducting royalty transactions | 
| 09/25/2003 | US20030182198 E-DRAFT express | 
| 09/25/2003 | US20030182194 Method and system of transaction card fraud mitigation utilizing location based services | 
| 09/25/2003 | US20030182165 Travel insurance reception apparatus and method | 
| 09/25/2003 | US20030181201 Mobile communication device for electronic commerce | 
| 09/25/2003 | US20030179606 Additional information read/write system, additional information read/write method, additional information read/write program, computer-readable program storage medium storing additional information read/wirte program, and ID/additional information distributing apparatus | 
| 09/25/2003 | US20030178487 System for vending products and services using an identification card and associated methods | 
| 09/25/2003 | US20030178281 Bill handling apparatus and method for plural currency systems or for plural accounts | 
| 09/25/2003 | US20030177928 Printer document presenter apparatus and method | 
| 09/25/2003 | CA2484818A1 A tax refund system | 
| 09/25/2003 | CA2479179A1 A system and method for purchasing goods and services through data network access points over a point of sale network | 
| 09/24/2003 | EP1347620A1 Billing the use of content data requiring fee provided in the Internet by using a mobile radio terminal | 
| 09/24/2003 | EP1347617A2 Method, computer, and program for content retrieval and payment | 
| 09/24/2003 | EP1347402A2 Electronic document presentment services in the event of a disaster | 
| 09/24/2003 | EP1347399A1 Travel insurance reception apparatus and method | 
| 09/24/2003 | EP1346558A1 Method and system enabling prepaid service in an all-ip network | 
| 09/24/2003 | EP1346301A1 An electronic fund transfer system using an atm in conjunction with a kiosk | 
| 09/24/2003 | EP1346300A1 Systems for facilitating card processing systems/improved risk control | 
| 09/24/2003 | EP1198789B1 Secure payment system, enabling to select any amount | 
| 09/24/2003 | CN1444172A 终端设备和终端系统 Terminal equipment and terminal system | 
| 09/24/2003 | CN1122244C Paper discriminating apparatus and device and method for indentificating documents | 
| 09/23/2003 | USRE38255 Method and apparatus for distributing currency | 
| 09/23/2003 | US6625439 System and method for managing prepaid wireless service | 
| 09/23/2003 | US6625267 Billing system | 
| 09/20/2003 | CA2377715A1 Network-enabled method and system for asset finance | 
| 09/18/2003 | WO2003077473A1 A method of processing an electronic payment cheque | 
| 09/18/2003 | WO2003077180A1 System for personal authorization control for card transactions | 
| 09/18/2003 | WO2003077170A2 Product trading method and system for trade using right to purchase product | 
| 09/18/2003 | WO2003077068A2 Method and system for processing credit card related transactions | 
| 09/18/2003 | WO2003077066A2 Credit card transaction tracking systems and methods | 
| 09/18/2003 | WO2003077065A2 Multi-depository financial transactions | 
| 09/18/2003 | WO2003077054A2 Transaction surveillance | 
| 09/18/2003 | WO2003062965A3 Point-of-transaction machine with improved versatility and related method | 
| 09/18/2003 | WO2003046691A3 Systems and methods for fund transfers | 
| 09/18/2003 | WO2002056136A9 Online method and system for ordering and having delivered a paper greeting message and payment instrument | 
| 09/18/2003 | WO2002037241A3 Transaction authentication | 
| 09/18/2003 | US20030177361 Method and system for using electronic communications for an electronic contract | 
| 09/18/2003 | US20030177102 System and method for biometric authorization for age verification | 
| 09/18/2003 | US20030177101 Method of distributing electronic tokens to enable to consumer to pay for an item | 
| 09/18/2003 | US20030177090 System and method for automatic bill payment | 
| 09/18/2003 | US20030177088 Paying for telephone services using electronic cash | 
| 09/18/2003 | US20030177087 Transaction surveillance | 
| 09/18/2003 | US20030177068 Mobile telephone | 
| 09/18/2003 | US20030177067 Systems and methods for ordering and distributing incentive messages | 
| 09/18/2003 | US20030174874 Method and apparatus for currency discrimination | 
| 09/18/2003 | US20030174839 Integrated circuit device, information processing device, information recording device memory management method, mobile terminal device, semiconductor integrated circuit device, and communication method using mobile terminal device | 
| 09/18/2003 | US20030173401 Card payment method and card payment system for door-to-door delivery | 
| 09/18/2003 | CA2478505A1 Method and system for processing credit card related transactions | 
| 09/18/2003 | CA2475440A1 Transaction surveillance | 
| 09/17/2003 | EP1345180A1 System and method for allocating and controlling of service authorisations and appropriate devices therefor | 
| 09/17/2003 | EP1345139A1 Payment statement issuing system and charge paying system | 
| 09/17/2003 | EP1344418A1 A method of increasing security in respect of payments made with credit cards and cash cards | 
| 09/17/2003 | EP1344391A1 Method of managing transactions between a user and one or more service providers | 
| 09/17/2003 | EP1344196A1 Payment method and system and telecommunication equipment used in said system | 
| 09/17/2003 | EP1344184A1 Network-based system | 
| 09/17/2003 | EP1344172A2 Countermeasures for irregularities in financial transactions | 
| 09/17/2003 | EP1344171A1 Control spending based on time period | 
| 09/17/2003 | EP1344170A2 Electronic gift greeting | 
| 09/17/2003 | EP1344164A1 Payment system | 
| 09/17/2003 | EP1344158A1 System and method to provide real time transaction validation and billing via a communications network | 
| 09/17/2003 | CN1443344A Utility metering system incorporating transaction authorisation system | 
| 09/17/2003 | CN1443303A 电子处理系统 Electronic processing system | 
| 09/16/2003 | US6622124 Method of transacting an electronic mail, an electronic commerce, and an electronic business transaction by an electronic commerce terminal operated on a transportation vehicle | 
| 09/16/2003 | US6622015 Method and apparatus for using electronic documents within a smart phone | 
| 09/16/2003 | US6619770 Security drawer for service cart | 
| 09/12/2003 | WO2003075584A2 Method and communication terminal for handling payment of downloadable content | 
| 09/12/2003 | WO2003075231A1 Payment card and method | 
| 09/12/2003 | WO2003075230A1 Payment installation from a prepaid card | 
| 09/12/2003 | WO2003075229A2 Method and apparatus for cashless transactions via a telecommunications network | 
| 09/12/2003 | WO2003075204A1 A networked software and service dispensng vending machine | 
| 09/12/2003 | WO2003075197A2 Online financial transaction veracity assurance mechanism |