Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
07/2003
07/09/2003CN1114168C Web addressing
07/08/2003US6591281 Numerical data processing apparatus and numerical data processing method
07/08/2003US6590207 Microscale mass spectrometric chemical-gas sensor
07/08/2003CA2305319C Automated banking machine with self auditing capabilities and system
07/04/2003CA2366162A1 Educational financial instrument and method for (1) creating education value for investors (2) creating education value gift options for consumers (3) reducing individual and total canadian student debt and (4) increasing and facilitating access to private education
07/03/2003WO2003054820A2 Method for loading electronic means of payment controlled by a mobile telephone
07/03/2003WO2003054819A2 Global integrated payment system
07/03/2003WO2003054761A2 Business transaction management
07/03/2003WO2003054753A2 E-receipt vertification system and method
07/03/2003WO2003054669A1 System and method for platform activation
07/03/2003WO2003054664A2 Methods and systems for processing transaction requests
07/03/2003WO2003054659A2 Electronic gift linking
07/03/2003WO2003054658A2 Customer privacy protection systems and methods
07/03/2003WO2003053739A2 Method for accessing a service by radiofrequency means associated with a microchip portable object
07/03/2003WO2003005149A3 Systems and methods for providing purchase transaction incentives
07/03/2003WO2002082212A3 Systems and methods for capturing mail for electronic bill presentment
07/03/2003WO2002079911A3 System and method for conducting secure payment transactions
07/03/2003WO2002075679B1 Anonymous payment system and method
07/03/2003WO2001086597A3 Using currency to purchase from sellers that do not recognize the currency
07/03/2003WO2001031486A3 Proximity service provider system
07/03/2003US20030126448 Method and system for biometric image assembly from multiple partial biometric frame scans
07/03/2003US20030126438 ABDS System and Verification Status for Authenticating Entity Access
07/03/2003US20030126437 ABDS Method and Verification Status for Authenticating Entity Access
07/03/2003US20030126094 Persistent dynamic payment service
07/03/2003US20030126093 Method and system for processing business
07/03/2003US20030126084 Application service provider and automated transaction machine system and method
07/03/2003US20030126083 Method for receiving electronically transferred funds using an automated teller machine
07/03/2003US20030126080 Method and apparatus for communicating over a public computer network
07/03/2003US20030126079 System and method for implementing frictionless micropayments for consumable services
07/03/2003US20030126078 Method of implementing digital payments
07/03/2003US20030126076 Systems and methods for secure authorization of electronic transactions
07/03/2003US20030126075 Online funds transfer method
07/03/2003US20030126074 System and method for allowing and making a monetary payment using communications network
07/03/2003US20030126067 Systems and methods for price matching on funds transfers
07/03/2003US20030126064 Network-based system
07/03/2003US20030126042 On-line credit redemption system and method
07/03/2003US20030126036 Online payments
07/03/2003US20030126030 Minimal inventory package and delivery system in a retail business environment
07/03/2003US20030126020 Methods and systems for electronic receipt transmission and management
07/03/2003US20030126019 Method and apparatus for optimizing a security database for a self-service checkout system
07/03/2003US20030126018 System and method of calculating sales tax based upon geographic region
07/03/2003US20030126017 System and method for transponder-enabled account transactions
07/03/2003US20030126016 System and method for processing product orders placed through a network
07/03/2003US20030126012 Method and apparatus for motivating a customer to save money for use with later purchases
07/03/2003US20030126011 Systems and methods for issuing partnership checks to a customer having a financial account
07/03/2003US20030125969 Method and apparatus for processing financial transactions over a paging network
07/03/2003US20030125964 System and method for controlling distribution of digital copyrighted material using a multi-level marketing model
07/03/2003US20030125054 Portable messaging device adapted to perform financial transactions
07/03/2003US20030125012 Micro-credit certificate for access to services on heterogeneous access networks
07/03/2003US20030123669 Use of short message service (SMS) for secure transactions
07/03/2003US20030121970 Method of Operating a Self-Auditing Automated Banking Machine
07/03/2003US20030121969 Method and system for conducting transactions using a payment card with two technologies
07/03/2003US20030121967 Portable device service payments by multiple means
07/03/2003US20030121966 System and method for electronic check conversion at a point-of-sale terminal
07/03/2003US20030121753 Method and apparatus for document processing
07/03/2003US20030121752 Method and apparatus for document processing
07/03/2003CA2471022A1 Business transaction management
07/02/2003EP1324245A1 Method and system for transferring cipher real right
07/02/2003EP1324203A1 Personal information protective method
07/02/2003EP1323140A1 Method for providing identification data of a banking card to a user
07/02/2003EP1323110A1 Optical memory card based e-commerce business method
07/02/2003EP1323093A1 System and method for account reconciliation
07/02/2003EP1323089A1 Entity authentication in electronic communications by providing verification status of device
07/02/2003EP1323085A1 Wireless transaction system
07/02/2003EP1323061A1 System and method for facilitating signing by buyers in electronic commerce
07/02/2003EP1323011A2 Automated payment system
07/02/2003EP1247401B1 Image data transmission method
07/02/2003EP1221144B1 Secure multi-application card system
07/02/2003CN1427977A Method for attaching authentication bar code, authentication method, apparatus for attaching authentication bar code, authentication apparatus and portable terminal
07/02/2003CN1427975A System for managing inter-company settlement and method therefor
07/02/2003CN1113312C Electronic wallet applying system and method
07/01/2003US6587836 Authentication and entitlement for users of web based data management programs
07/01/2003US6587835 Shopping assistance with handheld computing device
07/01/2003US6585775 Financial document processing system and method of operating a financial document processing system during exception recovery
07/01/2003US6585598 Method for cashless gaming
06/2003
06/26/2003WO2003053081A1 A method of propagating a message and corresponding communications devices for the same
06/26/2003WO2003052709A1 Computer automated electronic small change harvesting method
06/26/2003WO2003052708A2 On-line payments system
06/26/2003WO2003052707A2 Method and system for carrying out verification processes with regard to authorization of use and/or payment processes by means of a mobile telephone terminal, mobile telephone terminal, interrogation station, control program
06/26/2003WO2003052665A1 Method and system to process remote orders
06/26/2003WO2003052561A2 Method of secure and direct access to the internet using a computer with the use of a card with hidden code numbers and card for implementing the method
06/26/2003WO2003052544A2 System and method for issuing card and processing blacklist using wireless communications
06/26/2003US20030120998 Method and system for capturing a note-taking session using sensor with identifier
06/26/2003US20030120936 Encryption of financial information
06/26/2003US20030120615 Process and method for secure online transactions with calculated risk and against fraud
06/26/2003US20030120614 Automated e-commerce authentication method and system
06/26/2003US20030120612 Method of electronic settlement with a mobile terminal
06/26/2003US20030120608 Secure method for purchasing and payment over a communication network and method for delivering goods anonymously
06/26/2003US20030120607 E-receipt verification system and method
06/26/2003US20030120606 Virtual postage meter with multiple origins of deposit
06/26/2003US20030120597 Application service provider and automated transaction machine system and method
06/26/2003US20030120595 Operating a communications infrastructure on a pre-payment basis
06/26/2003US20030120594 Method, system and data structure for an improved billing protocol
06/26/2003US20030120592 Method of performing a transaction
06/26/2003US20030120591 Systems and methods for facilitating responses to credit requests
06/26/2003US20030120590 Electronic settlement method and system
06/26/2003US20030120588 Systems and methods for automatic submission, audit and adjustment of mortgage insurance claims
06/26/2003US20030120587 Bankruptcy creditor manager internet system
06/26/2003US20030120569 Banknote-handling system
06/26/2003US20030120555 Information processing apparatus with optical data reader, servers, and electronic commerce method