Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
10/2011
10/04/2011US8032416 Method for the decomposition in modules of smart-card event-driven applications
10/04/2011US8032415 Immediate recognition of financial transactions
10/04/2011US8032412 Collecting and paying micropayments for internet and wireless purchase of copyright material
10/04/2011US8031051 Privacy protection method, device for transmitting identifier for privacy protection, privacy protection system and program, and monitoring system
10/04/2011US8028895 Electronic money charger
10/01/2011CA2735597A1 Over limit protection
09/2011
09/30/2011CA2734914A1 Enhanced least cost routing of fund transfer transactions
09/29/2011WO2011119976A2 System and method for early detection of fraudulent transactions
09/29/2011WO2011119761A2 Merchant fraud risk score
09/29/2011WO2011119591A2 Merchant configured advertised incentives funded through statement credits
09/29/2011WO2011119540A1 Transaction information routing
09/29/2011WO2011119493A1 Systems and methods for authenticating a user for accessing account information using a web-enabled device
09/29/2011WO2011119463A2 Alternate mobile payment service
09/29/2011WO2011119407A1 User profile and geolocation for efficient transactions
09/29/2011WO2011119223A1 System with multiple conditional commit databases
09/29/2011WO2011118899A1 Mobile payments
09/29/2011WO2011117624A1 Delivery of information services to personal devices
09/29/2011WO2011117473A1 A point of sales system and a method of using the same
09/29/2011WO2011117134A1 Dynamic currency conversion system and method
09/29/2011WO2011067448A3 System and station for selling electric power for vehicles provided with an electric engine in order to recharge the batteries of the latter, and operating method
09/29/2011WO2011063024A3 Anonymous transaction payment systems and methods
09/29/2011WO2011049872A3 Systems and methods to provide intelligent analytics to cardholders and merchants
09/29/2011WO2011044010A3 Systems and methods for panel enhancement with transaction data
09/29/2011WO2011031640A3 Third party merchant-funded rewards accrual and redemption network
09/29/2011US20110239286 Mobile communications terminal authentication and settlement system and method
09/29/2011US20110238726 Method and apparatus for distribution of applications to a plurality of communication devices for an expanded operating mode
09/29/2011US20110238581 Secure electronic cash-less payment systems and methods
09/29/2011US20110238580 System and device for consolidating sim, personal token, and associated applications for secure transmission of sensitive data
09/29/2011US20110238579 System and device for facilitating a secure transaction with a validated token
09/29/2011US20110238578 Module id based encryption for financial transactions
09/29/2011US20110238575 Merchant fraud risk score
09/29/2011US20110238571 Method for Processing Internet Point of Sale Payment Using Automated Teller Machine Switch Settlement
09/29/2011US20110238569 Mobile payments
09/29/2011US20110238553 Electronic account-to-account funds transfer
09/29/2011US20110238544 Method and system for managing interactive communications campaigns with proactive payments
09/29/2011US20110238540 Financial account management based on specified criteria
09/29/2011US20110238520 Wireless jukebox ordering and administration application with restaurant and administrative support
09/29/2011US20110238517 User Profile and Geolocation for Efficient Transactions
09/29/2011US20110238514 Transaction Completion Based on Geolocation Arrival
09/29/2011US20110238513 Method and system for validating a transaction, corresponding transactional terminal and program
09/29/2011US20110238511 Fuel dispenser payment system and method
09/29/2011US20110238510 Reduction of transaction fraud through the use of automatic centralized signature/sign verification combined with credit and fraud scoring during real-time payment card authorization processes
09/29/2011US20110238498 Service stage for subscription management
09/29/2011US20110238482 Digital Profile System of Personal Attributes, Tendencies, Recommended Actions, and Historical Events with Privacy Preserving Controls
09/29/2011US20110238481 Method and apparatus for digital distribution to a mobile handset
09/29/2011US20110238473 Alternate mobile payment service
09/29/2011CA2794100A1 Delivery of information services to personal devices
09/29/2011CA2794085A1 User profile and geolocation for efficient transactions
09/29/2011CA2791401A1 Merchant configured advertised incentives funded through statement credits
09/28/2011EP2369780A1 Method and system for validating a transaction, and corresponding transactional terminal and programme
09/28/2011EP2369546A1 System and method for providing electronic coupons
09/28/2011EP2369545A1 System and method of secure authentication and billing for goods and services using a cellular telecommunication and an authorization infrastructure
09/28/2011EP2369544A1 Register device and method for cash-less payment
09/28/2011EP2369543A1 Mobile electronic device with authentication function for using transaction-based services and system comprising same
09/28/2011EP2369526A1 Delivery of information services to personal devices.
09/28/2011EP2368232A1 Device and method for handing over products purchased online
09/28/2011EP2368224A1 Mobile barcode generation and payment
09/28/2011EP2368223A2 Technique for performing financial transactions over a network
09/28/2011EP2368222A1 Credit provision system and method
09/28/2011EP1495625B1 Providing of presence information to a telephony services system
09/28/2011EP1272988B1 An improved method and system for conducting secure payments over a computer network
09/28/2011CN201993844U 手机号支付平台、支付交易系统 Phone number payment platform, payment transaction system
09/28/2011CN201993810U 一种网上银行支付信息安全检测装置 An online bank payment information security detection device
09/28/2011CN102203814A System and method for sales generation in conjunction with a vehicle data system
09/28/2011CN102203631A Bearing information on a card
09/28/2011CN102202282A Cost accounting during data transmission in a mobile radiotelephone network
09/28/2011CN102202128A High-frequency and ultrahigh-frequency double-interface SIM (subscriber identity module) card and radio-frequency identification system
09/28/2011CN102201094A Data process system of Internet C2C consumption service and method thereof
09/28/2011CN102201091A Method and system for validating a transaction, and corresponding transactional terminal and programme
09/28/2011CN102201090A System and method for managing automatic ticketing
09/28/2011CN101242483B Multi-purpose TV STB system with intelligent home system
09/27/2011USRE42760 Process and method for secure online transactions with calculated risk and against fraud
09/27/2011US8028325 Invocation of a third party's service
09/27/2011US8028173 Content distribution systems and methods
09/27/2011US8027934 Method and system for paying for a service
09/27/2011US8027928 Dynamic selection of deposit clearing methods based on business rules
09/27/2011US8027923 Certified transmission system
09/27/2011US8027921 Method and software for migrating protected authentication data
09/27/2011US8027920 Value transaction systems
09/27/2011US8027916 Method and apparatus for screening financial transactions
09/27/2011US8027892 System and method for automating invoice processing with positive confirmation
09/27/2011US8025212 Cash payment for remote transactions
09/27/2011CA2408078C A system and method for verifying the authenticity of a check and authorizing payment thereof
09/24/2011CA2752916A1 Direct bill payment apparatuses, methods and systems
09/22/2011WO2011115388A1 Card benefit providing method and card benefit providing server
09/22/2011WO2011115324A1 Vibrating touch panel for automated teller machines and a method for operating same
09/22/2011WO2011115182A1 Charging fee billing method, charging fee billing system, charging stand device, automobile-mounted charging device
09/22/2011WO2011114307A2 Operation of a mobile communication device
09/22/2011WO2011113121A1 System for making financial transactions over a cell phone, computer and management centre
09/22/2011WO2011084832A3 Authentication of transactions in a network
09/22/2011WO2011066397A3 Information access device and data transfer
09/22/2011WO2011066381A3 Transaction using a mobile device with an accelerometer
09/22/2011WO2011053934A3 Systems, methods and computer program products for payment processing
09/22/2011US20110231320 Energy management systems and methods
09/22/2011US20110231319 Method to Make Payment or Charge Safe Transactions Using Programmable Mobile Telephones
09/22/2011US20110231318 Pay at pump encryption device
09/22/2011US20110231311 Method and system for processing messages in a bill payment and presentment system over a communications network
09/22/2011US20110231305 Systems and Methods to Identify Spending Patterns
09/22/2011US20110231292 Systems, apparatus, and methods for proximity-based peer-to-peer payment transactions
09/22/2011US20110231289 Method and system for transaction of sport information