Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
02/2012
02/18/2012CA2720428A1 Central savings management system
02/16/2012WO2012021864A2 Multi-commerce channel wallet for authenticated transactions
02/16/2012WO2012021716A2 Systems and methods to identify carrier information for transmission of premium messages
02/16/2012WO2012021115A1 Method for constructing a system for searching and paying for information, goods and services with the aid of a mobile wallet which is created and topped up automatically
02/16/2012WO2012021089A1 System for distributing electronic travel documents
02/16/2012WO2012020250A1 Methods and systems for reserving and completing purchases
02/16/2012WO2012020163A1 Method and apparatus for maintaining and verifying a transaction record
02/16/2012WO2012019698A1 Data transmission system for a motor vehicle
02/16/2012WO2010144120A3 Method and system for payment through mobile devices
02/16/2012US20120042045 Information terminal
02/16/2012US20120041881 Securing external systems with account token substitution
02/16/2012US20120041874 Non-reversible payment processing
02/16/2012US20120041872 System and method for payment data processing
02/16/2012US20120041870 Systems and Methods to Identify Carrier Information for Transmission of Premium Messages
02/16/2012US20120041815 Wallet Consolidator to Facilitate a Transaction
02/16/2012US20120041809 Method for integrating online and offline virtual money with an electronic gift certificate, and system for same
02/16/2012US20120040748 Charge payment system using virtual money
02/16/2012US20120040638 System and Method for Message-Based Interactive Services
02/16/2012DE102010034403A1 Payment system for use in e.g. restaurant for payment of pizza, has identification device containing safety data of public personal document, where safety characteristics of device are matched with safety characteristics of document
02/16/2012CA2823685A1 Multi-commerce channel wallet for authenticated transactions
02/16/2012CA2808093A1 Systems and methods to identify carrier information for transmission of premium messages
02/16/2012CA2749443A1 Mobile wireless communications device provided enhanced switching between active and power saving near field communication (nfc) modes and related methods
02/15/2012EP2417565A1 Electronic transactions system
02/15/2012EP2160864B1 Authentication system and method
02/15/2012CN102356403A Automatic vending apparatus for providing advertisement and method thereof
02/15/2012CN102356402A Tiered verification
02/14/2012US8117647 Method for generating a plurality of unique secure numbers and card comprising such a number
02/14/2012US8117129 Systems, methods and computer program products for performing mass transit merchant transactions
02/14/2012US8117128 Content usage management system method, and program providing medium therefor
02/14/2012US8117125 Method and system for controlling certificate based open payment transactions
02/14/2012US8117124 Transferring funds electronically
02/14/2012US8117094 Distribution channels and monetizing
02/14/2012US8117093 Systems, applications and products in data processing for expedite orders
02/14/2012US8117071 Method and system for matching via an image search query at a point of sale
02/14/2012US8117070 Fixed amount sales system
02/14/2012US8117063 System and methods for creating probabilistic products and for facilitating probabilistic selling
02/14/2012US8116747 Funds transfer electronically
02/14/2012US8113427 Methods and apparatus for automated product identification in point of sale applications
02/14/2012US8113424 System and method for tracking medical products in a two bin per medical product replenishment system
02/14/2012CA2420462C Secure unattended delivery system
02/09/2012WO2012019087A2 Method for costing, financing and managing perpetual digital storage and access (archiving)
02/09/2012WO2012019075A2 Systems and methods to rank and select triggers for real-time offers
02/09/2012WO2012018921A2 Fuel dispenser application framework
02/09/2012WO2012018904A2 Consumer offer redemption methods and systems
02/09/2012WO2012018880A1 Verification methods for fraud prevention in money transfer receive transactions
02/09/2012WO2012018841A2 Systems and methods to optimize media presentations using a camera
02/09/2012WO2012016356A1 Network secure pay-as-you-go system
02/09/2012WO2012016300A1 Improved ordering and payment systems
02/09/2012WO2011163251A3 Systems and methods to predict and prevent potential attrition of consumer payment account
02/09/2012US20120036074 Mobile system for exacting parking tolls
02/09/2012US20120036068 Multiple Account Advanced Payment Card and Method of Routing Card Transactions
02/09/2012US20120036064 Universal merchant application, registration and boarding platform
02/09/2012US20120036063 Dynamic currency conversion system and method
02/09/2012US20120036045 Methods and Systems for Reserving and Completing Purchases
02/09/2012US20120036044 Method and system to facilitate a payment in satisfaction of accumulated micropayment commitments to a vendor
02/09/2012US20120036029 System And Method For Managing Wireless Point-Of-Sale Transactions
02/09/2012US20120036017 Digital voucher distribution system
02/09/2012US20120035998 System and method for using loyalty rewards as currency
02/09/2012DE102010038930A1 Verfahren und System zum Erzeugen eines Prognosenetzwerkes A method and system for generating a prediction network
02/09/2012CA2825437A1 Consumer offer redemption methods and systems
02/09/2012CA2807449A1 Network secure pay-as-you-go system
02/09/2012CA2806101A1 Fuel dispenser application framework
02/08/2012EP2415010A2 Cardless financial transactions system
02/08/2012EP2415004A2 Privacy protected anti-identity theft and payment network
02/08/2012EP2415003A1 Method and system for securing a payment transaction with trusted code base
02/08/2012EP2414994A1 System and method of conducting transactions using a wireless device
02/08/2012CN102349082A Payment system
02/08/2012CN102346936A Payment control method of water supply system
02/08/2012CN102346935A Payment control method capable of reserving balances for tap water system
02/08/2012CN102346904A Borrowing and lending method and system
02/08/2012CN102346890A Network payment method and system thereof
02/08/2012CN102346889A POS (Point of Sale) terminal-based off-line transaction method, POS terminal-based off-line transaction system and related devices
02/07/2012USRE43157 System and method for reassociating an account number to another transaction account
02/07/2012US8112625 Systems and methods for secure transaction management and electronic rights protection
02/07/2012US8112364 Pre-authenticated identification token
02/07/2012US8112356 System and method for providing automated secondary purchase opportunities to consumers
02/07/2012US8112353 Payment service to efficiently enable electronic payment
02/07/2012US8112349 Method, system, and storage medium for pre-screening customers for credit card approval at a point of sale
02/07/2012US8112326 Inventory management tracking control system
02/07/2012US8112313 System and method for broadcasting a charge tone during an electronic transaction
02/07/2012US8109435 Identity verification switch
02/07/2012CA2478343C Card-based system and method for issuing negotiable instruments
02/07/2012CA2417919C Method and system for using electronic communications for an electronic contract
02/07/2012CA2369081C System and method for electronically exchanging value among distributed users
02/03/2012CA2747502A1 Intelligent estimates in authorization
02/03/2012CA2710672A1 Uncopyable banking card and terminal
02/02/2012WO2012015615A2 Device, system, and method forlocation-based payment authorization
02/02/2012WO2012014185A1 System and method of cashless payment for purchase over a television channel
02/02/2012WO2012013359A1 Fraud prevention trading and payment system for business and consumer
02/02/2012WO2011148168A3 Electronic payment unit, electronic payment origin authentication system and method
02/02/2012WO2011139033A3 Electronic payment service method, and electronic payment service apparatus, mobile communication terminal, and transaction terminal for performing the method
02/02/2012WO2011133814A3 Automatic rule discovery from large-scale datasets to detect payment card fraud using classifiers
02/02/2012WO2011132981A3 Payment processing method and system therefor
02/02/2012WO2011130323A3 Camera as a vehicle to identify a merchant access device
02/02/2012WO2011130290A3 Authentication process using search technology
02/02/2012WO2011127177A3 System and method for securely validating transactions
02/02/2012WO2011119976A3 System and method for early detection of fraudulent transactions
02/02/2012WO2011119463A3 Alternate mobile payment service
02/02/2012US20120030121 Secure activation before contactless banking smart card transaction
02/02/2012US20120030115 Systems and methods for preventing fraudulent banking transactions