| Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380) | 
|---|
| 08/10/2011 | CN102147900A System and method for realizing payment | 
| 08/09/2011 | US7996673 System, method and computer product for sending encrypted messages to recipients where the sender does not possess the credentials of the recipient | 
| 08/09/2011 | US7996326 Financial card system, communications device, authentication terminal, authentication method, and program | 
| 08/09/2011 | US7996324 Systems and methods for managing multiple accounts on a RF transaction device using secondary identification indicia | 
| 08/09/2011 | US7996323 Method and system for a service provider to control exposure to non-payment by a service consumer | 
| 08/09/2011 | US7996311 Remittance payment processing with account scheming and/or validation | 
| 08/09/2011 | US7996288 Method and system for processing recurrent consumer transactions | 
| 08/09/2011 | US7996279 Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce | 
| 08/09/2011 | US7995505 System and method for leveraging user rated media | 
| 08/09/2011 | US7994471 Interior rearview mirror system with forwardly-viewing camera | 
| 08/09/2011 | US7992792 Portable payment device | 
| 08/09/2011 | US7992779 Method for use in association with identification token and apparatus including identification token | 
| 08/04/2011 | WO2011094591A2 Authentication framework extension to verify identification information | 
| 08/04/2011 | WO2011094556A1 Electronic payment processing method and system with smart/authenticate fields and definitions | 
| 08/04/2011 | WO2011094452A1 Mobile integrated merchant offer program and customer shopping using product level information | 
| 08/04/2011 | WO2011094424A1 Secure payment terminal | 
| 08/04/2011 | WO2011094280A2 System and method for generating a dynamic card value | 
| 08/04/2011 | WO2011094212A1 Systems and methods to authenticate users | 
| 08/04/2011 | WO2011094080A2 Transaction data repository for risk analysis | 
| 08/04/2011 | WO2011093630A2 Payment service method and a system for the same | 
| 08/04/2011 | WO2011092252A1 Secure online order confirmation method | 
| 08/04/2011 | WO2011057092A3 Encryption switch processing | 
| 08/04/2011 | WO2011045687A3 Integrated profile and payment exchange | 
| 08/04/2011 | WO2011034311A3 Method for providing a security-enhanced card payment service | 
| 08/04/2011 | WO2011018755A3 Systems and methods for processing purchase transactions between mobile phones | 
| 08/04/2011 | WO2010068447A3 Financial gadgets | 
| 08/04/2011 | US20110191435 Method and system for electronic delivery of sensitive information | 
| 08/04/2011 | US20110191434 Obtaining consent for electronic delivery of compliance information | 
| 08/04/2011 | US20110191410 WWW Addressing | 
| 08/04/2011 | US20110191253 Use of mobile devices for communicating sound-based virtual transaction data | 
| 08/04/2011 | US20110191252 Secured Point-Of-Sale Transaction System | 
| 08/04/2011 | US20110191251 Token Based New Digital Cash Protocols With Combined Blind Digital Signature and Pseudonym Authentication | 
| 08/04/2011 | US20110191250 Methods and Apparatus for Conducting Electronic Transactions | 
| 08/04/2011 | US20110191249 Methods and Apparatus for Conducting Electronic Transactions | 
| 08/04/2011 | US20110191248 Methods and Apparatus for Conducting Electronic Transactions | 
| 08/04/2011 | US20110191244 Secured Transaction System | 
| 08/04/2011 | US20110191237 Information Access Device and Data Transfer | 
| 08/04/2011 | US20110191221 Approval and payment portal | 
| 08/04/2011 | US20110191210 Online financial institution profile electronic checkout | 
| 08/04/2011 | US20110191200 Method and system for authenticating online transactions | 
| 08/04/2011 | US20110191196 System for Interfacing a Client Device with a Point of Sale System | 
| 08/04/2011 | US20110191195 Intelligent video verification of point of sale (pos) transactions | 
| 08/04/2011 | US20110191165 Web-based system | 
| 08/04/2011 | US20110191161 Secured Mobile Transaction Device | 
| 08/04/2011 | US20110189981 Transaction Using A Mobile Device With An Accelerometer | 
| 08/04/2011 | US20110187642 Interaction Terminal | 
| 08/04/2011 | US20110187505 Access Using a Mobile Device with an Accelerometer | 
| 08/04/2011 | US20110186626 Dynamic payment device characteristics | 
| 08/04/2011 | CA2788467A1 Electronic payment processing method and system with smart/authenticate fields and definitions | 
| 08/04/2011 | CA2781442A1 Systems and methods to authenticate users | 
| 08/03/2011 | EP2352268A1 Method, equipment and system for carrying the point of sale (pos) data service over the ip network | 
| 08/03/2011 | EP2352114A1 Electronic cash transfer method | 
| 08/03/2011 | EP2350959A2 Small store system | 
| 08/03/2011 | EP2350945A1 Unified identity verification | 
| 08/03/2011 | EP2350944A1 Transaction verification method, automatic transaction verification system and transaction verification unit (variants) | 
| 08/03/2011 | EP2350943A2 Systems, methods, and computer readable media for payment and non-payment virtual card transfer between mobile devices | 
| 08/03/2011 | EP2350942A1 The electronic payment application system and payment authorization method | 
| 08/03/2011 | EP2350941A1 Multifactor authentication | 
| 08/03/2011 | CN1971640B Method and system to realize automatically discount when using the bank card to consume | 
| 08/03/2011 | CN1918842B Content distribution system and method | 
| 08/03/2011 | CN102143163A System and method for verifying by entering cipher code after putting through and hearing cipher code | 
| 08/03/2011 | CA2692049A1 Change card | 
| 08/02/2011 | US7991862 Content purchasing and distributing method | 
| 08/02/2011 | US7991716 Comprehensive identity protection system | 
| 08/02/2011 | US7991701 Online payer authentication service | 
| 08/02/2011 | US7991698 Method and apparatus for executing cryptographically-enabled letters of credit | 
| 08/02/2011 | US7991694 Mobile electronic commerce system | 
| 08/02/2011 | US7991156 Digital rights management negotiation for streaming media over a network | 
| 08/02/2011 | US7990895 Method and apparatus for configuring and establishing a secure credential-based network link between a client and a service over a data-packet-network | 
| 08/02/2011 | US7988038 System for biometric security using a fob | 
| 07/29/2011 | CA2729445A1 Online financial institution profile electronic checkout | 
| 07/28/2011 | WO2011091372A2 Telecommunication device, system, and method for securely using an account service | 
| 07/28/2011 | WO2011091371A2 Device, system, and method for securely enabling and/or disabling an account service | 
| 07/28/2011 | WO2011091053A2 Token based transaction authentication | 
| 07/28/2011 | WO2011091051A2 Remote variable authentication processing | 
| 07/28/2011 | WO2011091021A2 Verification mechanism | 
| 07/28/2011 | WO2011090655A2 System and method for processing payment transaction receipts | 
| 07/28/2011 | WO2011090281A2 System for inputting information online and performing financial transactions using personal identification medium, method for same, and recording medium for recording programs for same | 
| 07/28/2011 | WO2011089533A2 Trusted stored-value payment system that includes untrusted merchant terminals | 
| 07/28/2011 | WO2011089451A1 Method - protocol of tele-communication transactions | 
| 07/28/2011 | WO2011089423A2 An apparatus and a method for secure authentication | 
| 07/28/2011 | WO2011089317A1 Client service system for canteen | 
| 07/28/2011 | WO2011088970A1 Method for carrying out a transaction between a portable data carrier and a terminal | 
| 07/28/2011 | WO2011088912A1 Unlinkable priced oblivious transfer with rechargeable wallets | 
| 07/28/2011 | WO2011088749A1 Control method and corresponding system for obtaining coupons through coupon terminal | 
| 07/28/2011 | WO2011088568A1 Point of sale device for use with a shopping cart | 
| 07/28/2011 | WO2011088508A1 Method, device and system for securing payment data for transmission over open communication networks | 
| 07/28/2011 | WO2011057007A3 Verification of portable consumer devices for 3-d secure services | 
| 07/28/2011 | WO2011047042A3 Systems and methods for dynamic receipt generation with environmental information | 
| 07/28/2011 | WO2011043560A3 Method and system for providing a public article rental service using a biometric identity card | 
| 07/28/2011 | WO2011028774A3 Prepaid card legacy load/activate | 
| 07/28/2011 | WO2009105339A3 Systems and methods for providing electronic transaction auditing and accountability | 
| 07/28/2011 | WO2007146990A3 A media item payment system and associated method of use | 
| 07/28/2011 | US20110184869 Method of managing franchises using credit-card payment system | 
| 07/28/2011 | US20110184867 System and method for generating a dynamic card value | 
| 07/28/2011 | US20110184855 System and method for virtual piggybank | 
| 07/28/2011 | US20110184843 Enhanced electronic anonymous payment system | 
| 07/28/2011 | US20110184841 Transaction based licensing system | 
| 07/28/2011 | US20110184840 Systems and methods for facilitating account verification over a network | 
| 07/28/2011 | US20110184835 Business-to-Business Electronic Commerce Clearinghouse |