Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
02/2012
02/02/2012US20120030113 Generation And Use Of Negotiable Instruments
02/02/2012US20120030108 System and method for the remote identification and verification of a client's identity during the provision of financial services
02/02/2012US20120030102 Facilitating a network communication service for a subscriber linked to a plurality of accounts
02/02/2012US20120030101 Vendor payment consolidation system
02/02/2012US20120030097 Apparatus and Method for Valuing Articles
02/02/2012US20120030096 Method for transmitting a code
02/02/2012US20120030066 Payment system
02/02/2012US20120030045 Sales Tax Interface
02/02/2012US20120030044 Virtual point of sale terminal and electronic wallet apparatuses and methods for processing secure wireless payment transactions
02/02/2012US20120029999 System and method for immediate issuance of transaction cards
02/02/2012US20120029990 Social Media Marketing Based on Transactions Using a Mobile Device and Associated Secure Element
02/02/2012US20120029947 Method for offering a protection policy for a mobile device
02/02/2012DE212010000059U1 Veränderbarer Sicherheitswert Changeable security value
02/01/2012EP2413298A1 Point of sale virtual customer session
02/01/2012EP2413278A1 Plug-in system and method for consumer credit acquisition
02/01/2012EP2413277A1 System and method for prioritizing processing of payment instructions
02/01/2012EP2411954A1 Cardholder verification rule applied in payment-enabled mobile telephone
02/01/2012EP2411949A1 Directing payments to satisfy periodic financial obligations
02/01/2012EP2411947A1 Systems and methods to process transactions based on social networking
02/01/2012EP2410891A1 Apparatus for temporary current and/or signal access
02/01/2012CN102341817A 支付系统 Payment Systems
02/01/2012CN102339444A Cloud supermarket system
02/01/2012CN102339432A Charging and processing system for energy charge
02/01/2012CN102339431A Immediate payment service method using communication equipment
02/01/2012CN102339430A Method and equipment for initiating to establish social network service (SNS) relationship
01/2012
01/31/2012US8108672 Transparent authentication process integration
01/31/2012US8108319 System and method for controlling access to computer readable content using downloadable authentication
01/31/2012US8108318 Trusted service manager (TSM) architectures and methods
01/31/2012US8108317 System and method for restricting access to a terminal
01/31/2012US8108316 Systems, apparatus, and methods for online purchasing
01/31/2012US8108309 Protecting a manufactured item from counterfeiting
01/31/2012US8108304 Award system with increased payout options
01/31/2012US8108296 System and method for varying electronic settlements between buyers and suppliers with dynamic discount terms
01/31/2012US8108258 Method and apparatus for return processing in a network-based system
01/31/2012US8108225 Method, system, and software for analysis of a billing process
01/31/2012US8106775 Checkout system, checkout system control program, and checkout system control method
01/31/2012US8106771 Traceability method for an electronic payment terminal in the event of a theft thereof, and corresponding computer program
01/31/2012US8104678 Payment approval system and method for approving payment for credit card
01/26/2012WO2012012777A2 Systems and methods to identify payment accounts having business spending activities
01/26/2012WO2012012690A1 Digital data processing systems and methods for electronic commerce
01/26/2012WO2012012545A1 System and methods for transferring money
01/26/2012WO2012012445A2 Mobile system and method for payments and non-financial transactions
01/26/2012WO2012012068A2 Fix proxy server
01/26/2012WO2012011054A1 Device, system and method of mobile-device approval of payment
01/26/2012WO2012010585A1 Cardholder mobile device positioning system and method
01/26/2012WO2012009894A1 Method, device and system for realizing business payment
01/26/2012WO2011127354A3 Mobile phone payment processing methods and systems
01/26/2012WO2011126600A8 Systems and methods for charging electric vehicles
01/26/2012US20120023024 Programmable Card
01/26/2012US20120023022 Card-present security system
01/26/2012US20120023021 Systems and methods of introducing and receiving information across a computer network
01/26/2012US20120023020 Systems and methods of introducing and receiving information across a computer network
01/26/2012US20120022971 secure electronic financial funds transfer arrangement
01/26/2012US20120022957 System and Method of Managing Contactless Payment Transactions Using a Mobile Communication Device as a Stored Value Device
01/26/2012US20120022956 System and method for providing receipts, advertising, promotion, loyalty programs, and contests to a consumer via an application-specific user interface on a personal communication device
01/26/2012US20120021683 Enhanced near field communication terminal, smart card and communication method thereof
01/26/2012CA2803846A1 Fix proxy server
01/26/2012CA2746154A1 System and method for prioritizing processing of payment instructions
01/25/2012EP2410479A1 Method of credit card transaction authorization using VolPoW phone
01/25/2012EP2409270A2 Account activity alert
01/25/2012EP2409267A2 A mobile phone based mobile customer relationship loyalty methodology and servicing system with instant analytics features thereof
01/25/2012EP2409266A1 Interface module, system and method
01/25/2012EP2409265A1 Automatic vending apparatus for providing advertisement and method thereof
01/25/2012EP2409264A1 Card-present security system
01/25/2012CN102334136A Method and apparatus for managing services using bearer tags
01/25/2012CN102332138A Electronic commerce logistics system comprising irregular goods sorting system
01/25/2012CN102332127A Network TV (television) online payment service based account binding method and payment method
01/25/2012CN102332126A International multi-currency payment system
01/25/2012CN101488257B Card data management equipment and method
01/25/2012CN101095166B Method for automatically detecting the use of passenger transportation
01/24/2012US8103872 Contact-less tag with signature, and applications thereof
01/24/2012US8103745 Negotiated wireless peripheral security systems
01/24/2012US8103588 System and method for account level blocking
01/24/2012US8103586 Methods and systems for exchanging and/or transferring various forms of value
01/24/2012US8103557 Online merchandising system, online catalog presenting method, server, computer program product, and computer data signal
01/24/2012US8103549 System, program product, and associated methods to autodraw for micro-credit attached to prepaid card
01/24/2012US8103548 Intelligent transaction router and process for handling multi-product point of sale transactions
01/24/2012US8103520 Method and apparatus for selecting a supplemental product to offer for sale during a transaction
01/24/2012US8103246 Systems and methods for remote user authentication
01/24/2012US8100329 Method of interacting with printed substrate
01/24/2012CA2691644C Cash dispensing automated banking machine with improved card retention capabilities and method
01/24/2012CA2549387C Method for disabling mobile communication terminal equipped with memory for storing card information, mobile communication network and mobile communication terminal
01/19/2012WO2012009655A2 Local shopping and inventory
01/19/2012WO2012009428A2 Automated lenticular photographic system
01/19/2012WO2012009248A1 Methods and systems for authenticating an identity of a payer in a financial transaction
01/19/2012WO2012009165A1 Money transfer system gateway service
01/19/2012WO2012009025A1 System, method, and apparatus to facilitate commerce and sales
01/19/2012WO2012008811A2 Method for supporting collection of delinquent communication expenses, and system therefor
01/19/2012WO2012008668A1 Payment processing server and method of driving same
01/19/2012WO2011136564A3 Method for the evaluation of an affiliated store and a mobile terminal therefor
01/19/2012WO2011136563A3 Payment information management method and mobile terminal for same
01/19/2012WO2011133593A3 Method and system for determining fees and foreign exchange rates for a value transfer transaction
01/19/2012WO2011130422A3 Mobile phone as a switch
01/19/2012WO2011129578A3 Mobile-terminal-based ordering and payment system using identification codes of sellers and products, and method for same
01/19/2012WO2011120003A3 System and method for enhancing and authenticating an insurance eligibility transaction
01/19/2012WO2011094280A3 System and method for generating a dynamic card value
01/19/2012WO2010086608A3 Card false-positive prevention
01/19/2012US20120017089 Cryptographic token with leak-resistant key derivation
01/19/2012US20120016800 Electronic payment and authentication system with debit and identification data verification and electronic check capabilities
01/19/2012US20120016799 Money transfer system gateway service