Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
04/2012
04/03/2012US8150775 Computerized transaction bargaining system and method
04/03/2012US8150774 System and method for providing automated dispute resolution between or among multiple parties
04/03/2012US8150773 Computerized dispute resolution system and method
04/03/2012US8150772 Biometric authentication of mobile financial transactions by trusted service managers
04/03/2012US8150767 System and method for conducting electronic commerce with a remote wallet server
04/03/2012US8150725 Method and system of multidimensional attribution analysis of telecommunication services distribution
04/03/2012US8150006 Method and apparatus for performing call correlation across network elements
04/03/2012US8149086 Security systems and methods relating to travelling vehicles
04/03/2012US8146831 Personalisation of portable data supports
04/03/2012US8146801 Card activated automated banking machine system and method
03/2012
03/29/2012WO2012040713A2 Method and system for secure mobile remittance
03/29/2012WO2012040635A2 Method and system using universal id and biometrics
03/29/2012WO2012040625A2 No preset spending limit analysis system and method
03/29/2012WO2012040598A2 Method and system for mobile bill presentment and payment, messaging and marketing
03/29/2012WO2012040377A1 Device enrollment system and method
03/29/2012WO2012040345A2 Third party integrated security system
03/29/2012WO2012040270A2 Systems and methods to program operations for interaction with users
03/29/2012WO2012037971A1 Financial transaction method and system having an update mechanism
03/29/2012WO2012006358A3 Systems and methods to receive funds via mobile devices
03/29/2012US20120079103 Method and system for tracking screen activities
03/29/2012US20120078800 Method for secure transactions
03/29/2012US20120078799 Secure payment service and system for interactive voice response (ivr) systems
03/29/2012US20120078798 Systems and methods for transmitting financial account information
03/29/2012US20120078796 System and method for payment for business reply mail
03/29/2012US20120078795 System for providing cardless payment
03/29/2012US20120078794 System and Method for Delivering Financial Services
03/29/2012US20120078792 Method and System for Secure Mobile Remittance
03/29/2012US20120078791 Method and system for facilitating payment transactions using access devices
03/29/2012US20120078790 Real-time interchange fee estimation
03/29/2012US20120078789 Offline to online payment
03/29/2012US20120078783 Method, apparatus, and system for enabling purchaser to direct payment approval, settlement, and membership subscription using mobile communication terminal
03/29/2012US20120078782 Method and system to process payment using url shortening and/or qr codes
03/29/2012US20120078752 Transaction identified handling system
03/29/2012US20120078749 Identifier-based charge on delivery transaction
03/29/2012US20120078741 Fuel dispenser
03/29/2012US20120078739 Electronic registration systems for tracking and/or identifying fraudulent gift cards purchased or linked to fraudulent item returns, and associated methods
03/29/2012US20120078738 Electronic registration systems for items purchased under a gift registry and/or for items to be distributed post-sale, and associated methods
03/29/2012US20120078737 Method for authorization of a transaction with the use of mobile phone
03/29/2012US20120078736 On-demand generation of tender ids for processing third-party payments via merchant pos systems
03/29/2012US20120078735 Secure account provisioning
03/29/2012US20120078699 Systems and Methods to Program Operations for Interaction with Users
03/29/2012US20120078697 Systems and Methods to Program Operations for Interaction with Users
03/29/2012US20120078650 Dedicated System for Medical Processing and Research
03/29/2012US20120077474 Telephone Initiated Text Message Response System
03/28/2012EP2433410A2 Delivery of selective content to client applications by mobile broadcast device with content filtering capability
03/28/2012EP2433389A1 Challenging a first terminal intending to communicate with a second terminal
03/28/2012EP2433259A1 Systems and methods for implementing and managing gift cards
03/28/2012CN102395989A Electronic money charging service system, electronic money charging server and charging method thereof
03/28/2012CN102393983A Method for supporting alarm PIN (personal identification number), banking terminal, IC (integrated circuit) card and server
03/28/2012CN102393938A On-site payment business processing method and smart card
03/27/2012US8145899 Creation of user digital certificate for portable consumer payment device
03/27/2012US8145762 Collecting information regarding consumer click-through traffic
03/27/2012US8145566 Method and system for notifying customers of transaction opportunities
03/27/2012US8145531 Product specific queries to determine presence of bottom-of-basket items
03/27/2012US8145189 Technique for securely communicating information
03/27/2012US8141772 System and method of reconciling currency and coin in a cash handling device
03/27/2012CA2332715C Electronic purchasing method and funds transfer system
03/22/2012WO2012037404A2 Brokered bill payment
03/22/2012WO2012037246A2 Systems and methods to segment customers
03/22/2012WO2012037178A2 Systems and methods for virtual transferring of gifts
03/22/2012WO2012034339A1 Method and mobile terminal for realizing network payment
03/22/2012WO2012034237A1 Systems and methods for providing virtual currencies
03/22/2012WO2012014185A4 System and method of cashless payment for purchase over a television channel
03/22/2012WO2011159579A3 Efficient stored-value card transactions
03/22/2012WO2011142650A3 Car park control system using a third-party system
03/22/2012US20120072354 End-to-end secure payment processes
03/22/2012US20120072353 Enhanced system and method for multipath contactless transactions
03/22/2012US20120072350 System and method for mobile payment transactions
03/22/2012US20120072349 Authorization refresh system and method
03/22/2012US20120072348 Authorization refresh system and method
03/22/2012US20120072347 Policy-based payment transaction routing service for credit card payment processing
03/22/2012US20120072346 System and method for securing and authenticating purchase transactions
03/22/2012US20120072343 Remote image capture with centralized processing and storage
03/22/2012US20120072341 Allocating application servers in a service delivery platform
03/22/2012US20120072340 Methods and systems for establishing communications with mobile devices
03/22/2012US20120072339 Hybrid account
03/22/2012US20120072337 Payment Processing System Debt Conversion Notification
03/22/2012US20120072309 method for secure transactions
03/22/2012US20120072308 Internet billing method
03/22/2012US20120072306 Payment Service Provision With Reduced Transaction Costs
03/22/2012US20120072305 Transaction split fees
03/22/2012US20120072296 Methods and systems for initiating a financial transaction by a cardholder device
03/22/2012CA2811547A1 Brokered bill payment
03/21/2012EP2430620A1 Contactless payment device, method of contactless top-up of electronic money on a payment device
03/21/2012EP2430602A2 Verification of portable consumer devices
03/21/2012EP2430601A1 Apparatus, method, and computer program product for providing a quality control mechanism for the contactless interface of a dual-interface card
03/21/2012EP2430600A1 Apparatus and method for integrated payment and electronic merchandise transfer
03/21/2012EP2430599A1 A method for authorization of a transaction with the use of a mobile phone
03/21/2012EP2430598A2 Parking management and billing
03/21/2012CN1591452B Portable device, IC module, IC card, and method for using services
03/21/2012CN101448001B System for realizing WAP mobile banking transaction security control and method thereof
03/21/2012CN101211436B Electronic commerce safe trading platform and its method
03/21/2012CA2715197A1 Elven economic systems
03/20/2012US8141165 Systems and methods for secure transaction management and electronic rights protection
03/20/2012US8140777 Billing system for information dispersal system
03/20/2012US8140440 Paperless mortgage closings
03/20/2012US8140432 Aggregated postal billing and payment methods and systems
03/20/2012US8140429 Universal merchant platform for payment authentication
03/20/2012US8140409 Terminal device and security device which automatically receive electronic gift, information providing method for providing electronic gift together with requested electronic information, and information server
03/20/2012US8140400 Transaction sets for automated electronic ordering of telecommunications products and services