Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
02/1998
02/03/1998US5715399 Secure method and system for communicating a list of credit card numbers over a non-secure network
02/03/1998US5715314 Network sales system
02/03/1998US5715298 Automated interactive bill payment system using debit cards
02/03/1998US5714741 Device for transparent interaction between an IC card and a remote terminal
01/1998
01/29/1998WO1998004083A2 Secured electronic rating system
01/29/1998WO1998003927A2 Personal information security and exchange tool
01/29/1998WO1997049053A3 A system, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture
01/29/1998WO1997048078A3 System and method for multi-currency transactions
01/28/1998EP0820620A1 Electronic payment method for purchase-related transactions over a computer network
01/27/1998US5712989 Just-in-time requisition and inventory management system
01/22/1998WO1998002852A1 Process for paying without cash services that can be requested from a distributed, non-connection oriented data network
01/22/1998WO1998002795A1 Apparatus for accepting request of processing through speech and its accepting method
01/22/1998DE19628045A1 Networked customer and supplier financial transaction system
01/21/1998EP0820043A2 Electronic purse
01/21/1998EP0819345A1 Electronic funds transfer instruments
01/20/1998US5710887 Computer system and method for electronic commerce
01/20/1998US5710637 Card issuing machine and a method for controlling the same
01/15/1998WO1998001815A1 Point-of-distribution pre-paid card vending system
01/14/1998EP0818031A1 Smart card and method for enhancing the reliability of an application access request
01/14/1998EP0750773B1 A vending system
01/13/1998US5708422 Transaction authorization and alert system
01/08/1998WO1998000948A1 Public network merchandising system
01/08/1998WO1998000802A1 Communication system for transmitting accounting instructions
01/07/1998EP0817115A1 Method and apparatus for processing ic card found
01/07/1998EP0815671A1 Simultaneous electronic transactions
01/07/1998EP0815524A1 Debit card system and method for implementing incentive award program
01/07/1998CN1169786A Virtual POS terminal
01/06/1998US5706442 System for on-line financial services using distributed objects
01/02/1998DE19627308A1 Communications system for home-banking commands
01/02/1998DE19627307A1 Communications system for home-banking commands
12/1997
12/31/1997WO1997050207A1 Improvements in, or relating to, internet communication systems
12/31/1997WO1997040615A3 Method for billing for transactions over the internet
12/31/1997CN1169067A Electronic wallet
12/30/1997US5704046 System and method for conducting cashless transactions
12/30/1997US5703949 Method for establishing secure communications among processing devices
12/30/1997US5703344 Real-time point-of-transaction funds confirmation system
12/29/1997EP0814441A1 Method for taking into account a request for the use of a prepaid virtual card, allowing the reuse of its serial number
12/29/1997EP0814440A1 Method for recharging prepaid virtual cards
12/29/1997EP0814439A2 Method and apparatus for discriminating, authenticating and/or counting documents
12/29/1997EP0814438A2 Method and apparatus for discriminating, authenticating and/or counting documents
12/29/1997EP0814437A2 Method and apparatus for discriminating, authenticating and/or counting documents
12/24/1997WO1997049074A2 A system, method and article of manufacture for multiple-entry point virtual point of sale architecture
12/24/1997WO1997049072A2 A system, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture
12/24/1997WO1997049070A2 System and method for transmitting messages
12/24/1997WO1997049069A2 A system, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible architecture
12/24/1997WO1997049055A1 A system, method and article of manufacture for a virtual point of sale processing utilizing a multichannel, extensible, flexible architecture
12/24/1997WO1997049054A2 A system, method and article of manufacture for initiation of software distribution from a point of certificate creation utilizing an extensible, flexible architecture
12/24/1997WO1997049053A2 A system, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture
12/24/1997WO1997049052A2 A system, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture
12/24/1997WO1997049050A2 A system, method and article of manufacture for managing transactions in a high availability system
12/24/1997CN1168732A Electronic money recovering system
12/24/1997CN1168609A Transmission system comprising terminal devices which include prepayment circuit
12/24/1997CA2262763A1 A system, method and article of manufacture for multiple-entry point virtual point of sale architecture
12/24/1997CA2258648A1 A system, method and article of manufacture for managing transactions in a high availability system
12/23/1997US5701450 System including ATA sequencer microprocessor which executes sequencer instructions to handle plurality of real-time events allowing to perform all operations without local microprocessor intervention
12/18/1997WO1997048078A2 System and method for multi-currency transactions
12/17/1997EP0813325A2 A mechanism for enabling secure electronic transactions on the open internet
12/17/1997EP0813175A2 Financial transaction system
12/17/1997EP0813173A2 Electronic purse application system and method thereof
12/17/1997CN1167953A Electronic money storing apparatus and IC card control method
12/16/1997US5699528 System and method for bill delivery and payment over a communications network
12/16/1997CA2080452C Electronic-monetary system
12/11/1997WO1997046986A1 Portable electronic transaction terminal, in particular portable payment terminal
12/11/1997WO1997046983A2 Method and device for loading input data into an algorithm during authentication
12/11/1997WO1997046946A1 Terminal, information providing device, system, and recording medium
12/11/1997WO1997041499A3 Method and apparatus for validating credit information during home delivery of order
12/11/1997DE19622533A1 Verfahren und Vorrichtung zum Laden von Inputdaten in einen Algorithmus bei der Authentikation Method and apparatus for loading input data into an algorithm during the authentication
12/11/1997CA2257146A1 System for the purchase of goods over a computer network
12/10/1997EP0812081A2 Charging system and charging method for electronic commerce
12/10/1997EP0811958A2 Self-service checkout apparatus and methods
12/10/1997EP0811943A2 Processing system for charge request data
12/10/1997EP0811211A1 System and method for electronic transfer of funds using an automated teller machine to dispense the transferred funds
12/10/1997EP0811210A1 Free-roaming remote hand-held point-of-sale terminal
12/09/1997US5696909 Virtual POS terminal
12/09/1997US5696908 Telephone debit card dispenser and method
12/09/1997US5696827 Secure cryptographic methods for electronic transfer of information
12/09/1997US5696366 Method for streamlining the giving of contribution and gift commitments
12/04/1997WO1997045817A1 System with and method of cryptographically protecting communications
12/04/1997WO1997045814A1 Real time system and method for remote purchase payment and remote bill payment transactions and transferring of electronic cash and other required data
12/04/1997WO1997045806A1 Method for authenticating credit transactions to prevent fraudulent charges
12/04/1997WO1997045796A1 Automated transaction machine
12/04/1997CA2256468A1 Method for authenticating credit transactions to prevent fraudulent charges
12/04/1997CA2253920A1 Automated transaction machine
12/03/1997EP0810564A2 Electronic money storing apparatus and IC card control method
12/03/1997EP0810563A2 Method and apparatus for implementing hierarchical electronic cash
12/03/1997EP0810560A2 Digital encoding of personal signatures
12/03/1997EP0809916A1 A method for using applications in a mobile station, a mobile station, and a system for effecting payments
12/03/1997EP0809903A1 Electronic transfer system and method
12/03/1997EP0809836A2 Virtual pos terminal
11/1997
11/27/1997WO1997039415A3 Inside money
11/27/1997WO1997036268A3 Wireless electronic funds transfer/point-of-sale packet assembler-disassembler
11/26/1997EP0809221A2 Virtual vending system and method for managing the distribution, licensing and rental of electronic data
11/26/1997EP0809217A2 Secret information indentification system
11/26/1997EP0809202A2 Method and system for regulating discounts on merchandise distributed through networked computer systems
11/26/1997EP0808535A1 Electronic negotiable documents
11/25/1997US5692132 System and method for conducting cashless transactions on a computer network
11/25/1997US5692067 Method and apparatus for currency discrimination and counting
11/25/1997US5691525 Data transfer system and data transfer terminal device
11/25/1997US5691524 Electronic check presentment system having a non-ECP exceptions notification system incorporated therein
11/20/1997WO1997043761A2 Cryptographic methods, apparatus and systems for storage media electronic rights management in closed and connected appliances