Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
09/1995
09/12/1995US5450491 Authenticator card and system
09/08/1995WO1995019672A3 Cryptographic system and method with key escrow feature
09/07/1995DE4406590A1 Caller authentication system for telecommunication networks e.g. in home banking, shopping
09/05/1995US5448047 Card validation method using multiple cord data regions
09/05/1995US5448043 Foreign remittance transaction terminal apparatus and foreign remittance transaction system employing the same
08/1995
08/31/1995WO1995023465A1 Efficient electronic money
08/31/1995WO1995023390A1 A vending system
08/30/1995EP0669032A1 Fraud detection using predictive modelling
08/30/1995EP0669031A1 Mobile telephone systems and a method for carrying out financial transactions by means of a mobile telephone system.
08/23/1995EP0668581A1 Card processor with interlock processing function
08/23/1995EP0668579A2 Secure money transfer techniques using smart cards
08/23/1995EP0667971A1 Method and device for acknowledgement of transmitted information
08/22/1995US5444616 Financial transaction systems and methods utilizing a multi-reader transaction terminal
08/17/1995WO1995022113A1 Automated interactive bill payment system
08/15/1995US5442567 Apparatus and method for electronically dispensing personalized greeting cards and gifts
08/10/1995WO1995021428A1 Method and system for allocating and redeeming incentive credits
08/10/1995WO1995021424A1 Electronic toll payment
08/09/1995EP0666681A2 Computer and telephone apparatus with user friendly computer interface and enhanced integrity features
08/08/1995US5440634 Value transfer system
08/08/1995US5440621 Apparatus for prepayment of telecommunication connections in a telecommunication switching network without utilization of rate schedules and call cost computations
08/08/1995US5440108 System and method for dispensing and revalung cash cards
08/08/1995US5440106 Point-of-sale check writing assist apparatus
08/01/1995US5438186 Multi-reader transaction terminal
07/1995
07/27/1995WO1995020195A1 Funds transaction device
07/27/1995CA2181999A1 Funds transaction device
07/20/1995WO1995019672A2 Cryptographic system and method with key escrow feature
07/20/1995WO1995019614A2 Central bank's issue of new or created money to fund federal budget deficits, programs and projects using engineering judgment
07/20/1995CA2176032A1 Cryptographic system and method with key escrow feature
07/20/1995CA2144034A1 Central bank's issue of new or created money to fund federal budget deficits, programs and projects using engineering judgment
07/18/1995CA2050691C Automatic system for forwarding of calls
07/13/1995WO1995019010A1 Home banking system
07/13/1995CA2180635A1 Home banking system
07/12/1995EP0662674A1 Transactions system comprising terminals and memory cards and corresponding memory cards
07/12/1995EP0662673A2 Anonymous credit card transactions
07/11/1995US5432326 Systems and methods for operating data card terminals for transaction chargeback protection
07/05/1995EP0661675A2 Access control apparatus and method
07/05/1995EP0661654A2 Method and system for automatic compilation of a customer information database of bank check data
06/1995
06/30/1995CA2131667A1 System for automatic compilation of customer information database from bank check data
06/27/1995US5428684 Electronic cashless transaction system
06/27/1995US5428210 Data card terminal with embossed character reader and signature capture
06/22/1995WO1995016971A1 Digital active advertising
06/21/1995EP0658862A2 Method and system for mediating transactions that use portable smart cards
06/21/1995CN1029063C Computer and telephone apparatus with user friendly computer interface and enhanced integrity feature
06/20/1995US5426281 Transaction protection system
06/14/1995EP0448601B1 Method and apparatus for vending customized documents
06/08/1995WO1995015649A1 Electronic book selection and delivery system
06/08/1995CA2459529A1 Electronic book selection and delivery system
06/08/1995CA2459069A1 System and method for accumulating electronic book buy data
06/08/1995CA2459063A1 Electronic book menu system and method
06/08/1995CA2458379A1 Electronic book home system
06/08/1995CA2458355A1 Electronic book 4-component home subsystem
06/08/1995CA2458352A1 Electronic book 2-component home subsystem
06/08/1995CA2458258A1 Insertion of advertisements into on-demand electronic books
06/06/1995US5422468 Deposit authorization system
05/1995
05/30/1995US5420926 Anonymous credit card transactions
05/30/1995US5420405 Secure, automated transaction system that supports an electronic currency operating in mixed debit & credit modes
05/17/1995EP0605418A4 Atms/pos based electronic mail system.
05/16/1995US5415416 For accepting wagers over the telephone
05/11/1995WO1995012859A1 Electronic bill pay system
05/04/1995WO1995012269A1 An adaptive communication system within a transaction card network
05/04/1995WO1995012169A1 A method and apparatus for disbributing currency
05/03/1995EP0651357A1 Transaction processing system
05/03/1995EP0650618A1 Portable point of sale terminal
05/02/1995US5412190 Electronic check presentment system having a return item notification system incorporated therein
04/1995
04/20/1995WO1995010905A1 Apparatus for dispensing money orders
04/20/1995DE4335317A1 Method for recording and exchanging data
04/18/1995US5408513 Portable credit card terminal interface
04/18/1995US5408078 Portable point of sale terminal
04/18/1995US5408077 Portable point of sale terminal
04/13/1995WO1995010088A1 Device and method for increasing saving account participation and investment by small investors
04/13/1995WO1995010081A1 Atm/pos based electronic mail system
04/13/1995CA2172841A1 Atm/pos based electronic mail system
04/11/1995US5406619 Universal authentication device for use over telephone lines
04/05/1995EP0646898A2 System to effect transactions with a multi-functional card provided with an electronic wallet
04/04/1995US5404000 Embossed character reader for data card terminal
03/1995
03/29/1995EP0645046A1 Data writing to non-volatile memory
03/22/1995EP0644513A2 A smartcard adapted for a plurality of service providers and for remote installation of same.
03/16/1995WO1995007512A1 Offering plate accepting credit card, debit card, and envelope donations
03/08/1995EP0641468A1 Method and apparatus for currency discrimination and counting
03/02/1995WO1995006384A1 Home services delivery system with intelligent terminal emulator
03/02/1995WO1995006371A1 Authenticator card with changing bar code pattern
03/02/1995WO1995006294A1 Closed loop financial transaction method and apparatus
03/02/1995CA2170377A1 Closed loop financial transaction method and apparatus
03/02/1995CA2168987A1 Home services delivery system with intelligent terminal emulator
03/01/1995EP0468961B1 Credit card storage system
02/1995
02/28/1995US5393964 Telecommunications booth and method of use
02/28/1995US5393963 Check authorization system and process
02/16/1995WO1995004659A1 An enhanced accounting system with improved statements
02/09/1995WO1995004417A1 Restricted blind signatures
02/09/1995CA2168658A1 Restricted blind signatures
02/08/1995EP0637413A1 Verifying secret keys in a public-key cryptosystem
02/07/1995US5388148 Cellular telephone calling system using credit card validation
02/07/1995US5387784 Portable payment terminals and network for such terminals
02/02/1995WO1995003582A1 Apparatus, method and system for printing of legal currency and negotiable instruments
01/1995
01/31/1995US5386458 Systems and methods for operating data card terminals for transaction authorization
01/26/1995WO1995002871A1 Card processor with interlock processing function
01/26/1995WO1995002867A1 System for printing social expression cards
01/26/1995WO1995002358A1 Finger cot oximetric probe
01/26/1995CA2166069A1 Finger cot oximetric probe
01/25/1995EP0635774A2 Hand-held terminal for performing purchasing, debit, credit and drawing operations