Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
12/1998
12/15/1998US5850599 Portable cellular telephone with credit card debit system
12/15/1998US5850451 Enhanced cryptographic system and method with key escrow feature
12/15/1998US5850446 System, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible architecture
12/15/1998US5850442 Secure world wide electronic commerce over an open network
12/15/1998US5850076 Automated transaction apparatus
12/10/1998WO1998054943A2 Universal electronic transaction system and method therefor
12/10/1998WO1998039742A3 User-generated traveler's checks
12/10/1998WO1998034202A3 Data card verification system
12/10/1998CA2331339A1 Electronic transaction system and method therefor
12/09/1998EP0883076A2 Network charge server
12/09/1998CN1201197A Service unit for charge of network
12/08/1998US5848400 Electronic check exchange, clearing and settlement system
12/08/1998US5848161 Method for providing secured commerical transactions via a networked communications system
12/03/1998WO1998054915A1 World wide web interface to telecom service creation environment
12/03/1998WO1998054679A1 System and method for a debit card telecom service
12/03/1998WO1998054678A1 System for establishing automatic access to fuel upright and method for filling up of a vehicle
12/03/1998WO1998054667A1 Improved financial risk prediction systems and methods therefor
12/03/1998CA2291098A1 Improved financial risk prediction systems and methods therefor
12/02/1998EP0880750A1 Point of sale system for processing statistics and diagnostics and method of operating same
12/02/1998EP0880749A1 Invoice purchase order system
12/02/1998EP0843935A4 Personal reader capture transfer technology
12/02/1998CN1200820A Operating apparatus with payment for usage
12/01/1998US5845267 System and method for billing for transactions conducted over the internet from within an intranet
12/01/1998US5845265 System for presenting a data record of a good for sale to a marker for goods
12/01/1998US5845260 System and method for parent-controlled charging for on-line services
11/1998
11/26/1998WO1998053417A1 Method and system for improved collateral monitoring and control
11/26/1998CA2286151A1 Method and system for improved collateral monitoring and control
11/25/1998EP0880254A2 Security system and method for financial institution server and client web browser
11/24/1998US5842185 Method and system for electronically tracking financial transactions
11/24/1998US5841865 Enhanced cryptographic system and method with key escrow feature
11/24/1998US5841847 For a service provider-client environment
11/24/1998US5841118 Remote control operating device for use with an electronic banking machine
11/19/1998WO1998052162A2 Secure multiple application card system and process
11/19/1998WO1998052151A1 Electronic transaction
11/19/1998DE19720964A1 Telephone charity contribution system
11/18/1998CN1199472A Operating apparatus with payment for usage
11/18/1998CN1199205A Terminal device and terminal system
11/17/1998US5839119 Method of electronic payments that prevents double-spending
11/17/1998US5838812 Tokenless biometric transaction authorization system
11/17/1998US5838773 Personal reader capture transfer technology
11/12/1998WO1998051082A1 Transaction system
11/12/1998WO1998050875A2 Biometric certificates
11/12/1998WO1998013797A3 A system, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture
11/11/1998EP0876722A1 Secure anonymous information exchange in a network
11/10/1998US5835603 Financial transaction system
11/10/1998CA2058982C Value transfer system
11/05/1998WO1998049658A1 Internet payment and loading system using smart card
11/05/1998WO1998038558A3 Method and system for using intelligent agents for financial transactions, services, accounting, and advice
11/05/1998DE19732762A1 Bank or credit card user system
11/05/1998CA2686483A1 Internet payment and loading system using smart card
11/04/1998EP0875871A2 Authorization method in data transfer systems
11/04/1998EP0875866A2 Method and apparatus for discriminating and counting documents
11/04/1998EP0875047A2 Telecommunications system
11/04/1998CN1198233A Method, apparatus, system and firmware for secure transactions
11/04/1998CN1197967A Receiver having electronic money terminal function and method for performing this function
11/03/1998US5832464 System and method for efficiently processing payments via check and electronic funds transfer
11/03/1998US5832463 Automated system and method for checkless check transaction
11/03/1998US5832460 Method and system for bill presentation and payment reconciliation
11/03/1998US5832104 Method and apparatus for document identification
11/03/1998US5832089 Off-line compatible electronic cash method and system
10/1998
10/29/1998WO1998048388A2 Process for generating a credit by means of a prepaid voucher
10/29/1998WO1998048363A1 Custom information delivery system
10/28/1998EP0874339A1 A monitoring system and method
10/28/1998EP0873660A1 System for payment transactions between two active cards
10/28/1998EP0873615A2 Untraceable electronic cash
10/27/1998US5828053 Portable storage medium and portable storage medium issuing system
10/22/1998WO1998047116A1 Tele/datacommunications payment method and apparatus
10/22/1998WO1998047112A1 Method for electronically vending, distributing, and recharging of pre-paid value, a vending machine and an electronic system for use therein
10/22/1998WO1998040851A3 Network-assisted chip card transaction process
10/22/1998WO1998035323A3 Method and apparatus for authenticating and discriminating currency
10/22/1998DE19716068A1 Verfahren zur Erzeugung eines Guthabens mittels eines vorausbezahlten Wertgutscheins A method for generating a credit value using a pre-paid voucher
10/22/1998CA2286778A1 Tele/datacommunications payment method and apparatus
10/21/1998EP0872798A1 Computer memory organization
10/21/1998EP0872117A1 A method and a system for charging a user of a computer system
10/21/1998EP0872109A1 System for accessing telephonic communications and for conducting telephonic transactions
10/21/1998EP0872080A1 Multi-step digital signature method and system
10/21/1998EP0872075A1 Wireless transaction and information system
10/21/1998CN1196809A Customer-directed automatic system for transferring funds between accounts
10/21/1998CN1196541A Method and apparatus for automatically disabling removable, portable vault of postage metering system
10/20/1998US5826245 Providing verification information for a transaction
10/20/1998US5826241 Computerized system for making payments and authenticating transactions over the internet
10/20/1998US5825946 Check-reading machine
10/20/1998US5825883 Method and apparatus that accounts for usage of digital applications
10/20/1998US5825881 Public network merchandising system
10/20/1998US5825880 Multi-step digital signature method and system
10/20/1998US5825003 Customer-directed, automated process for transferring funds between accounts using a holding account and local processing
10/15/1998WO1998045797A2 Method and apparatus for credit card processing via facsimile
10/15/1998WO1998019278A3 System and method for delivering financial services
10/14/1998EP0870264A1 System and method for providing shopping aids and incentives to customers through a computer network
10/14/1998EP0870258A1 Integrated full service comsumer banking system and system and method for opening an account
10/14/1998EP0870257A1 Device for controlling remote interactive receiver
10/14/1998EP0870249A1 Method and system for providing integrated brokerage and other financial services through customer activated terminals
10/14/1998EP0870222A2 Conditional access method and device
10/13/1998US5822737 Financial transaction system
10/13/1998US5822448 Method and apparatus for currency discrimination
10/13/1998CA2119563C Atm/pos based electronic mail system
10/08/1998WO1998044464A1 Rollup certification in a reader
10/08/1998WO1998044463A1 Integrated circuit card with bonus point counter and process for counting bonus points
10/08/1998WO1998044462A2 Cashierless shopping store and components for use therein
10/08/1998WO1998044442A1 Method and system for standardizing and reconciling invoices from vendors