Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
06/2005
06/09/2005WO2005022302A3 Checking account personal identification method
06/09/2005WO2004105347A3 Methods for delivery of content from one or more content provides and for escrowed payment between members of a content delivery association
06/09/2005WO2004086190A3 Method and architecture for facilitating payment to e-commerce merchants via a payment service
06/09/2005WO2004006064A3 A transponder-reader payment system
06/09/2005WO2003042776A3 Payment apparatus and method using barcode stored in mobile communication terminal
06/09/2005US20050125360 Systems and methods for obtaining authentication marks at a point of sale
06/09/2005US20050125350 Systems and methods for assessing the risk of financial transaction using geographic-related information
06/09/2005US20050125348 Communications network interface for user friendly interactive access to online services
06/09/2005US20050125345 Early bill payment process
06/09/2005US20050125343 Method and apparatus for monetizing personal consumer profiles by aggregating a plurality of consumer credit card accounts into one card
06/09/2005US20050125337 Systems and methods for identifying payor location based on transaction data
06/09/2005US20050125321 System and method for authorizing third-party transactions for an account at a financial institution on behalf of the account holder
06/09/2005US20050125319 Methods and systems for validating the authority of the holder of a digital certificate issued by a certificate authority
06/09/2005US20050125317 Method and apparatus for automatically reloading a stored value card
06/09/2005US20050125305 Network support for mobile service plan minute exchange by category
06/09/2005US20050125300 Method for adding cash value to pre-paid cards
06/09/2005US20050125296 Systems and methods for obtaining biometric information at a point of sale
06/09/2005US20050125295 Systems and methods for obtaining payor information at a point of sale
06/09/2005US20050125294 Method for paying invoices
06/09/2005US20050125238 Method and system as well as data carrier for authenticating a client who desires to obtain a service or product from a supplier
06/09/2005US20050124321 Mobile phone business administration tool
06/09/2005US20050123112 System and method for personal identification number distribution and delivery
06/09/2005US20050122209 Security authentication method and system
06/09/2005US20050121514 Pre-paid electronic access system and method
06/09/2005US20050121512 Method and system for conducting transactions using a payment card with two technologies
06/09/2005US20050121510 Check cashing system
06/09/2005US20050120866 Computing device to allow for the selection and display of a multimedia presentation of an audio file and to allow a user to play a musical instrument in conjunction with the multimedia presentation
06/09/2005CA2547308A1 Secure payment system
06/08/2005EP1538809A2 An information mediating system and method for mediating information
06/08/2005EP1537545A2 Method for loading electronic means of payment controlled by a mobile telephone
06/08/2005EP1537517A1 Device for directing the operation of a user s personal comm unication apparatus
06/08/2005EP1537516A2 Method and system for executing applications on a mobile device
06/08/2005EP1188154B1 Computer network payment system
06/08/2005CN1625888A System and method for starting financial transaction service provided by remote communication operation mechanism
06/08/2005CN1625760A Payment terminal equipment for payment data exchange
06/08/2005CN1625751A Method of settlement using mobile communication terminal
06/08/2005CN1625746A Mobile terminal with user identification card including personal finance-related information and method of using a value-added mobile service through said mobile terminal
06/08/2005CN1625744A Wireless shopping system and method
06/08/2005CN1625425A Game system, server device, and registration terminal
06/08/2005CN1624711A On-line payment method and system
06/07/2005US6904418 Method and apparatus for executing cryptographically-enabled letters of credit
06/07/2005US6904136 Secure method of payment
06/07/2005US6902284 Interior rearview mirror system including a pendent accessory
06/07/2005US6902106 Electronic money transaction system with a radio transmitter and receiver using a portable telephone
06/02/2005WO2005050911A1 Authorisation of a transaction
06/02/2005WO2005050407A2 Systems and methods for credit card charge validation over a network
06/02/2005WO2005050384A2 Multi-interface compact personal token apparatus and methods of use
06/02/2005WO2005050359A2 A payment processor
06/02/2005WO2005013163A3 Electronic payment system and method
06/02/2005WO2005006155A3 Secure system for conducting postal service transactions and method for use thereof
06/02/2005WO2004105359A3 An apparatus and method for increased security of wireless transactions
06/02/2005WO2004095228A3 System and method for facilating a bubsidiary card account with controlled spending capability
06/02/2005WO2004079542A3 Method and apparatus providing prepaid billing for network services using explicit service authorization
06/02/2005US20050119992 Telephone/transaction entry device and system for entering transaction data into databases
06/02/2005US20050119978 Authentication arrangement and method for use with financial transactions
06/02/2005US20050119974 Cash dispensing ATM system with multiple entity interface
06/02/2005US20050119973 Automated banking machine with record accessibility pre-check
06/02/2005US20050119972 System, method, and article of manufacture for secure payment utilizing a computer network
06/02/2005US20050119970 Automatic transaction apparatus
06/02/2005US20050119969 Money transfer notification systems and methods
06/02/2005US20050119968 Systems and methods for verifying identities in transactions
06/02/2005US20050119955 Intelligent system infrastructure for financial data computation, report remittance and funds transfer over an interactive communications network
06/02/2005US20050119954 Intelligent system infrastructure for financial data computation, report remittance and funds transfer over an interactive communications network
06/02/2005US20050119953 Intelligent system infrastructure for financial data computation, report remittance and funds transfer over an interactive communications network
06/02/2005US20050119942 Method and system for completing transactions involving partial shipments
06/02/2005US20050119918 Payment management system and method
06/02/2005US20050117792 Method and apparatus for currency discrimination and counting
06/02/2005US20050117791 Method and apparatus for currency discrimination and counting
06/02/2005US20050116810 Method and system for vascular pattern recognition biometrics on a fob
06/02/2005US20050116028 Financial transaction system and method
06/02/2005US20050116027 Personalized presentation instrument production systems and methods
06/02/2005US20050116024 Method and system for dna recognition biometrics on a fob
06/02/2005DE10347990A1 Verfahren zur Abwicklung eines bargeldlosen Zahlungsvorgangs A method for processing a cashless payment transaction
06/01/2005EP1536389A1 Early bill payment process
06/01/2005EP1536384A2 Improvements relating to metering
06/01/2005EP1535253A1 Method and system for the secure transmission of a confidential code through a telecommunication network
06/01/2005EP1535249A2 Methods and systems for effecting payment card transactions
06/01/2005EP1535227A2 Electronic commerce bridge system
06/01/2005EP1535218A2 System and method for integrated electronic invoice presentment and payment
06/01/2005EP1535217A2 Value processing network and methods
06/01/2005CN1623173A 付款系统 Payment System
06/01/2005CN1623172A Cashless vending system, method, vending machine, and center apparatus
06/01/2005CN1204535C Method and system for safely starting transaction data transmission
06/01/2005CN1204518C Automated transaction machine system and method
05/2005
05/31/2005US6901429 Negotiated wireless peripheral security systems
05/31/2005US6901387 Electronic purchasing method and apparatus for performing the same
05/31/2005US6901382 Automated banking machine and system
05/31/2005US6901381 Method for rolling salable inventory control and system therefor
05/31/2005US6901375 Methods and apparatus for electronically storing and retrieving value information on a portable card
05/31/2005CA2281814C Transaction system
05/26/2005WO2005048204A1 Method for non-repudiative commercial transfer of electronic content files
05/26/2005WO2005048152A1 Facilitating micropayments between a plurality of parties
05/26/2005WO2005048145A1 Dual card
05/26/2005WO2005048045A2 Fraud potential indicator graphical interface
05/26/2005WO2004097747A3 Congestion charge payment device
05/26/2005WO2004044822B1 Time-of-transaction foreign currency conversion
05/26/2005WO2003103155A3 Remote application correction
05/26/2005US20050114713 Automated subscription and purchasing service for a data computing device
05/26/2005US20050114712 Secure server architecture for web based data management
05/26/2005US20050114262 Payment processing method and system using a peer-to-peer network