Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
08/2005
08/10/2005CN1652503A Data distribution system and data distribution apparatus
08/10/2005CN1652501A Method for comining use of non-special card and identification key
08/10/2005CN1214284C Digital camera with interactive printer
08/09/2005US6928423 Copyright management apparatus, copyrighted-work distribution apparatus, and copyrighted-work distribution and receiving system
08/09/2005US6928420 Automated transaction apparatus
08/09/2005US6928419 Method and apparatus for repackaging portions of digital works as new digital works
08/09/2005US6926200 Electronic cashless system
08/04/2005WO2005071633A2 System and method of managing payments
08/04/2005WO2005071584A2 Communication systems
08/04/2005WO2005069917A2 Application-based value billing in a wireless subscriber network
08/04/2005WO2005024743A8 Granting access to a system based on the use of a card having stored user data thereon
08/04/2005WO2004104765A3 Method and apparatus for creating and validating an encrypted digital receipt for third-party electronic commerce transactions
08/04/2005WO2004095228B1 System and method for facilating a bubsidiary card account with controlled spending capability
08/04/2005WO2004088641A3 System and method for securely storing, generating, transferring and printing electronic prepaid vouchers
08/04/2005WO2004079542B1 Method and apparatus providing prepaid billing for network services using explicit service authorization
08/04/2005US20050172341 Data distribution system and data distribution apparatus
08/04/2005US20050172148 Wireless point-of-sale transaction system and method
08/04/2005US20050171909 System and method for buying goods and billing agency using short message service
08/04/2005US20050171908 System and method for aggregating and delegating signature authority to third parties in commercial transactions
08/04/2005US20050171905 Method and system for conducting a transaction using a proximity device
08/04/2005US20050171904 System and method for flexible micropayment of low value electronic assets
08/04/2005US20050171903 System and method for flexible micropayment of low value electronic assets
08/04/2005US20050171899 Electronic payment clearing and check image exchange systems and methods
08/04/2005US20050171898 Systems and methods for managing multiple accounts on a rf transaction device using secondary identification indicia
08/04/2005US20050171868 Method and system for additive bar codes to minimize the size and optimize the function and usability of a bar code scannable business catalog
08/04/2005US20050171848 Method and apparatus for generating a coupon
08/04/2005US20050171847 Method and apparatus for conducting electronic commerce transactions using electronic tokens
08/04/2005US20050170880 System and method for performing lottery ticket transactions utilizing point-of-sale terminals
08/04/2005US20050170825 Federated multiprotocol communication
08/04/2005US20050170824 Federated multiprotocol communication
08/04/2005US20050170814 Transaction security apparatus and method
08/04/2005US20050169228 Federated multiprotocol communication
08/04/2005US20050169227 Federated multiprotocol communication
08/04/2005US20050168351 Device and system for toll payment
08/04/2005US20050167488 Gaming system using an automated teller machine
08/04/2005US20050167483 Funds distribution system connected with point of sale transactions
08/04/2005US20050167481 System and method for transferring money from one country to a stored value account in a different country
08/04/2005CA2553691A1 Application-based value billing in a wireless subscriber network
08/03/2005EP1560177A1 Award money payment system, award ticket issuing device and award ticket accounting device
08/03/2005EP1560172A1 Secure device and mobile terminal which carry out data exchange between card applications
08/03/2005EP1560171A1 Vending machine
08/03/2005EP1560142A1 Electronic point of sale apparatus for mobile telephone credit purchase and other products
08/03/2005EP1560135A1 Electronic money processing device
08/03/2005EP1559049A1 Systems and methods for price matching on funds transfers
08/03/2005EP1559044A2 Method and system for managing finacial transactions
08/03/2005EP1374204B1 System and method for recording the route of a vehicle using a mobile telephone
08/03/2005EP1277144A4 Network chat with integrated billing
08/03/2005EP1234436B1 A device and a method for operating an electronic utility device from a portable telecommunication apparatus
08/03/2005CN1650597A Method and communication terminal for handling payment of downloadable content
08/03/2005CN1650533A Charge approval and payment system
08/03/2005CN1650347A Method and apparatus for cashless transactions via a telecommunications network
08/03/2005CN1650304A Consideration payment management method and server, consideration payment management program and computer readable recording medium, and consideration payment management medium and consideration payme
08/03/2005CN1650301A Method and system for conducting a transaction using a proximity device
08/03/2005CN1650289A System and method for electronic check conversion at a point-of-sale terminal
08/03/2005CN1648951A Device and system for toll payment
08/03/2005CN1648919A Value information management system and method therefor
08/03/2005CN1648915A Award money payment system, award ticket issuing device and award ticket accounting device
08/02/2005US6925450 Method and system for payment of permit mail
08/02/2005US6925448 Usage rights grammar and digital works having usage rights created with the grammar
08/02/2005US6925439 Device, system and methods of conducting paperless transactions
08/02/2005US6925307 Mixed-mode interaction
08/02/2005US6924450 Method and system for online communication between a check sorter and a check processing system
07/2005
07/28/2005WO2005069524A1 Procedure and multi-key card to avoid internet fraud
07/28/2005WO2005069237A2 Mobile server wallet provider portal
07/28/2005WO2005069236A1 Emv transactions in mobile terminals
07/28/2005WO2005067611A2 Method of managing prepaid accounts
07/28/2005WO2005067560A2 Check verification, check cashing and check settlement interface
07/28/2005WO2005067372A2 A method and a system for managing an electronic transaction facility
07/28/2005WO2005048152A9 Facilitating micropayments between a plurality of parties
07/28/2005WO2005038572A3 System and method for secure account transactions
07/28/2005WO2005017845A8 Method and system for effecting payment by checks through the use of image replacement documents
07/28/2005WO2005010649A3 Managing an electronic seal of certification
07/28/2005US20050166060 System and method for controlling access to resources
07/28/2005US20050166056 Copyright management apparatus, copyrighted-work distribution apparatus, and copyrighted-work distribution and receiving system
07/28/2005US20050165864 System for transmission of voice and data over the same communications line
07/28/2005US20050165806 Electronic key-control and management system for vending machines
07/28/2005US20050165702 Method and apparatus for transmitting and receiving a decoding key encoded with specific information to decode encrypted information of a record medium
07/28/2005US20050165701 Method and apparatus for transmitting and receiving a decoding key encoded with specific information to decode encrypted information a record medium
07/28/2005US20050165696 Micro-payment scheme encouraging collaboration in multi-hop cellular networks
07/28/2005US20050165695 System and method for payment using radio frequency identification in contact and contactless transactions
07/28/2005US20050165691 Copyright management apparatus, copyrighted-work distribution apparatus, and copyrighted-work distribution and receiving system
07/28/2005US20050165687 Repository with security class and method for use thereof
07/28/2005US20050165685 Copyright management apparatus, copyrighted-work distribution apparatus, and copyrighted-work distribution and receiving system
07/28/2005US20050165684 Electronic transaction verification system
07/28/2005US20050165680 System and method of registering a vendor with a subscriber account within an electronic bill payment system
07/28/2005US20050165674 Transaction authentication
07/28/2005US20050165667 System and method for customer video authentication to prevent identity theft
07/28/2005US20050165646 Billing statement customer acquisition system
07/28/2005US20050165621 System and method for authorising an electronic message using a business card
07/28/2005US20050165503 Value information management system and method therefor
07/28/2005US20050164780 Award money payment system, award ticket issuing device and award ticket accounting device
07/28/2005US20050164739 Method and apparatus for selecting the most cost-efficient payment provider to pay for communication services
07/28/2005US20050163362 Automated check processing system with check imaging and accounting
07/28/2005US20050163361 Automated document processing system using full image scanning
07/28/2005US20050163295 Method and system for paying prepaid communications credit
07/28/2005US20050161500 Sales activity management system, sales activity management apparatus, and sales activity management method
07/27/2005EP1557804A1 Vending control apparatus
07/27/2005EP1557801A2 Award payment system
07/27/2005EP1557776A1 Method for executing server-based and computer-supported payment transactions
07/27/2005EP1557738A2 Authentication or authorisation using device identifiers