Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
12/2013
12/03/2013US8600897 System and method for transacting access to media
12/03/2013US8600893 System and method for back office processing of banking transactions using electronic files
12/03/2013US8600891 Systems, approaches and methods involving deferring debit payment for debit-card transactions
12/03/2013US8600879 Method and system for effecting payment by checks through the use of image replacement documents
12/03/2013US8600878 Method for transmitting a code
12/03/2013US8600853 Method for structuring a transaction
12/03/2013US8600820 Method and system for labeling and managing the sale of manufactured concrete blocks
12/03/2013US8600818 Method, device, and system for carrying point of sale data service over internet protocol network
12/03/2013US8600817 Using alerts to bring attention to in-store information
12/03/2013US8600807 Method and system for electronic exchange of reward points
12/03/2013US8600770 Payment convergence system and method
12/03/2013US8600258 Job execution apparatus, billing and refunding method thereof and recording medium
12/03/2013US8597128 Network gaming system
12/03/2013US8596530 Retail point-of-transaction systems, program products, and related methods to provide a customized set of identification data to facilitate a retail transaction using electronic coupons
12/03/2013CA2494113C Synthetic funds having structured notes
12/03/2013CA2454581C Personal gaming device
12/03/2013CA2374093C Cardless payment system
12/01/2013CA2817431A1 System and method for requesting and processing pin data using a digit subset for subsequent pin authentication
11/2013
11/28/2013WO2013177548A1 Method and systems for wallet enrollment
11/28/2013WO2013177500A1 System and method for using scannable codes for electronic payment
11/28/2013WO2013177474A1 Method and system for online wagering compliance
11/28/2013WO2013177416A2 Systems, methods, and computer program products for providing a contactless protocol
11/28/2013WO2013177129A1 System and method for facilitating cash payment transactions using a mobile device
11/28/2013WO2013176831A1 System for and method of expediting checkout at point-of-sale stations
11/28/2013WO2013176474A1 Application for using mobile communication terminal as payment terminal, and application service provider system and method
11/28/2013WO2013176398A1 Non-face-to-face payment system and method
11/28/2013WO2013175918A1 Transaction management device, transaction request device and transaction management system
11/28/2013WO2013175907A1 Transaction device and storage medium which stores program
11/28/2013WO2013175442A1 Method of payment between plurality of users in distributed network system using tokens
11/28/2013WO2012106815A9 System and method for virtual shopping display
11/28/2013WO2012051001A3 Payment gateway for processing payment requests associated with a wireless user's account
11/28/2013US20130317991 Methods and systems for conducting payment transactions
11/28/2013US20130317990 Secure transaction object creation, propagation and invocation
11/28/2013US20130317989 Method and System for Performing Two Factor Authentication in Mail Order and Telephone Order Transactions
11/28/2013US20130317988 Payment and account management system using pictooverlay technology
11/28/2013US20130317987 Transaction management system
11/28/2013US20130317985 System and method for assigning an initial transaction fee tier to a vendor in a payment system with a variable transaction fee
11/28/2013US20130317984 Method and system for processing internet payments using the electronic funds transfer network
11/28/2013US20130317983 Method and System for Flexible Payment Processing
11/28/2013US20130317982 Systems and methods for facilitating financial transactions over a network
11/28/2013US20130317980 Systems and methods to facilitate repeated purchases
11/28/2013US20130317976 Proxy Shopper Payments
11/28/2013US20130317975 Systems and methods for interfacing merchants with third-party service providers
11/28/2013US20130317928 Methods and systems for wallet enrollment
11/28/2013US20130317927 Systems, methods, and computer program products for providing a contactless protocol
11/28/2013US20130317926 System and method for communicating purchases related to a gift card credit
11/28/2013US20130317925 Transaction Auto Synchronization
11/28/2013US20130317924 Systems, methods, and computer program products for providing a contactless protocol
11/28/2013US20130317835 Effecting payments using optical coupling
11/28/2013US20130316703 Charging and billing for content, services, and access
11/28/2013US20130315467 System and method for processing checks and check transactions with thresholds for adjustments to ach transactions
11/28/2013US20130314726 Media Processing Device and POS System
11/28/2013US20130314725 Media Processing Device, Media Processing System, and POS System
11/28/2013US20130313323 Apparatus and method for commercial transactions using a communication device
11/28/2013DE102012011103A1 Method for handling access control, entry and transfer of ownership rights of drinks and food product machine, involves updating digital code added with contact details provided by electronic device by control administrative unit
11/27/2013EP2667650A1 Apparatus and method for selecting secure element in near field communication device
11/27/2013EP2667345A2 Transactional services
11/27/2013EP2667344A2 Transactional services
11/27/2013EP2667343A1 Method for managing an authorization of a financial transaction request
11/27/2013EP2667342A1 Assembly for establishing and performing a multi-dispenser saving method
11/27/2013EP2666148A1 Apparatus and method for generating a dataset for items of currency
11/27/2013EP2666131A1 Methods, apparatuses and system for obtainment and/or use of goods and/or services in controlled way
11/27/2013EP2666130A2 Electronic transaction record distribution system
11/27/2013CN203311464U Dual-function security terminal for intelligent device
11/27/2013CN103415863A A smart card with verification means
11/27/2013CN103415862A Device for processing information, method for processing information, program for processing information, and recording medium
11/27/2013CN103414828A Payment mobile phone supporting financial IC card
11/27/2013CN103414819A Data communication method of audio interface of mobile intelligent device
11/27/2013CN103413244A Mobile security financial terminal and financial transaction method
11/27/2013CN103413220A Information output method and device and information processing method and system
11/27/2013CN103413219A Fund and trade verification system
11/27/2013CN103413218A Mobile terminal, NFC payment method, NFC payment device and NFC payment system
11/27/2013CN103413217A Control method and control device for prepayment system
11/27/2013CN103413216A Multi-account management payment method
11/27/2013CN103413215A Electronic bank code matching method based on matrix similarity algorithm
11/27/2013CN103413104A Processing method and device for transaction sensitive information
11/27/2013CN102855565B Intelligent card capable of remotely changing nonvolatile internal storage value in chip and storage value changing method thereof
11/26/2013US8595490 System and method for secure transaction
11/26/2013US8595143 Maintaining privacy for transactions performable by a user device having a security module
11/26/2013US8595142 Maintaining privacy for transactions performable by a user device having a security module
11/26/2013US8595137 Bankcard cash disbursements at casinos
11/26/2013US8595133 System and method for satisfying a transaction amount from an alternative funding source
11/26/2013US8595132 System and methods for servicing electronic transactions
11/26/2013US8595131 Method for paying for a service offered by means of a data network
11/26/2013US8595100 Inter-network financial service
11/26/2013US8595092 Maintaining the currency of availability information for bundles of items
11/26/2013US8595083 Method and system for processing internet payments using the electronic funds transfer network
11/26/2013US8595076 Method and system for purchase of a product or service using a communication network site
11/26/2013US8595074 System and method for activating or changing the status of an account associated with a prepaid card
11/26/2013US8595073 System and method for utilizing a wireless communications device
11/26/2013US8595060 Billing statement customer acquisition system
11/26/2013US8595048 Method and apparatus for providing a benefit during a transaction for use during a later transaction
11/26/2013US8595040 Associate risk analysis
11/26/2013US8594286 Systems and methods for personal identification number distribution and delivery
11/26/2013CA2555184C Method, device and system for information based automated selective data handling and provision by identification means
11/21/2013WO2013173701A1 System and method of initiating in-trip audits in a self-checkout system
11/21/2013WO2013173456A1 Methods and apparatus for incentivizing actions associated with use of a nfc based payment form
11/21/2013WO2013173339A1 Nfc transaction processing systems and methods
11/21/2013WO2013173238A1 Electronic transaction notification system and method
11/21/2013WO2013172852A1 Dynamic management and netting of transactions using executable rules
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