Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
06/2009
06/24/2009CN101465024A Automatic traction device
06/24/2009CN101464982A Mobile phone payment authentication system and method based on audio watermark
06/24/2009CN101464981A Bank card account security system and method through mobile phone orientation authentication card owner identification
06/24/2009CN100505626C Digital medium exchanging central plat form
06/24/2009CN100504939C Cash automatic transaction device
06/24/2009CN100504938C Method and system for carrying out verification processes with regard to authorization of use and/or payment processes via a mobile telephone terminal, as well as a mobile telephone terminal, an inqui
06/23/2009US7552205 Distributed transaction event matching
06/23/2009US7552094 Optical payment transceiver and system using the same
06/23/2009US7552088 Personally customizable credit card accounts
06/23/2009US7552087 Electronic transaction receipt system and method
06/23/2009US7552074 System and method for managing account addresses
06/23/2009US7552061 Method and system for providing prescription drug coverage
06/23/2009US7551933 Telecommunications system
06/23/2009US7551912 Device management network that facilitates selective billing
06/23/2009US7551704 Information processing apparatus and data communication method
06/23/2009US7551060 Feedback device
06/23/2009US7549575 Money transfer systems and methods for travelers
06/20/2009CA2647318A1 Method and system for validating a device that uses a dynamic identifier
06/20/2009CA2647312A1 Dynamic identifier for use in identification of a device
06/20/2009CA2645990A1 Contact-less tag with signature, and applications thereof
06/18/2009WO2009076419A1 Connecting service providers and consumers of services independent of geographical location
06/18/2009WO2009076073A2 On-line payment transactions
06/18/2009WO2009074849A1 System and method for sending money to a recipient
06/18/2009WO2009074848A1 Financial device and method and system using same
06/18/2009WO2009074847A1 Account risk management and authorization system for preventing unauthorized usage of accounts
06/18/2009WO2009074515A1 Method of customizing a memory lifespan management policy in an electronic token
06/18/2009WO2009074046A1 Method, device and system for realizing verifying payment in the content service
06/18/2009WO2004038533A3 Digital self identification and digital versatile safe card, e-commerce system
06/18/2009WO2003088005A3 Systems and methods for performing transactions at a point-of-sale
06/18/2009US20090158029 Manufacturing unique devices that generate digital signatures
06/18/2009US20090157559 System and method for internet marketing by endorsements
06/18/2009US20090157558 Information home electric appliance
06/18/2009US20090157557 Merchant system facilitating an online card present transaction
06/18/2009US20090157556 Merchant facilitation of online card present transaction
06/18/2009US20090157555 Bill payment system and method
06/18/2009US20090157554 Client system facilitating an online card present transaction
06/18/2009US20090157550 System and method for managing foreign payments using separate messaging and settlement mechanisms
06/18/2009US20090157547 Financial transaction authentication servers, methods, and computer program products for facilitating financial transactions between buyers and sellers
06/18/2009US20090157546 Person to person virtual cash transfer transaction using mobile phones
06/18/2009US20090157545 Facilitating the ownership of solar-powered electricity-generating systems
06/18/2009US20090157531 Payment service capable of being invoked from merchant sites
06/18/2009US20090157528 Client facilitation of online card present transaction
06/18/2009US20090157520 System and methods for disclosing transaction information to customers
06/18/2009US20090157519 Device for Allocating a Payment Authorization Request to a Payment Processor
06/18/2009US20090157518 Systems and Methods for Allocating a Payment Authorization Request to a Payment Processor
06/18/2009US20090157517 Adjustable balance limit prepaid presentation instrument
06/18/2009US20090157454 Transaction control methods for use in financial transactions and information banking
06/18/2009US20090154675 System and method of real-time call processing and billing
06/18/2009US20090153302 Method and system for tracking user performance
06/18/2009US20090152344 Electronic value saving apparatus, electronic value processing method and program
06/18/2009DE102009003415A1 System und Verfahren zur Rfid-gestützten Datenübertragung, insbesondere zur Übertragung von Finanzdaten und/oder bargeldlosen Übertragung von Geldbeträgen System and method for Rfid-based communication, especially for the transmission of financial data and / or cashless transfer of funds
06/18/2009CA2707496A1 Connecting service providers and consumers of services independent of geographical location
06/18/2009CA2706739A1 Method, apparatus and system for implementing verification and payment in content service
06/17/2009EP2071534A1 Method for delivery of content to persons physically present in target area and device for delivery of content to persons physically present in target area
06/17/2009EP2071467A1 Method of customizing a memory lifespan management policy in an electronic token
06/17/2009EP2070250A1 Method for personalizing documents, cryptographic system, personalization system and document
06/17/2009EP2070040A2 Proxy authentication methods and apparatus
06/17/2009EP2070035A2 Systems and methods for transferring funds from a sending account
06/17/2009EP2070029A2 Manager and facilitator system to financial deals locally or remotely made
06/17/2009EP2070028A2 Staged transaction system for mobile commerce
06/17/2009EP1904965A4 Mass compromise / point of compromise analytic detection and compromised card portfolio management system
06/17/2009EP1504384A4 Method for receiving electronically transferred funds using an automated teller machine
06/17/2009EP1497947B1 Mobile account authentication service
06/17/2009EP1330798B1 Secure telematics payment method
06/17/2009CN101460966A Order processing apparatus and method
06/17/2009CN101458839A Electronic value saving apparatus, electronic value processing method and program
06/17/2009CN101458797A Transaction system and method
06/17/2009CN101458796A Network safety trading system and method thereof
06/17/2009CN101458795A Payment processing system for using off-line trading approving mode to mobile card and method thereof
06/17/2009CN101458794A System for enhancing payment safety, method thereof and payment center
06/17/2009CN100501754C Systems and methods for secure transaction management and electronic rights protection
06/16/2009USRE40753 Method and system for conducting business in a transnational E-commerce network
06/16/2009US7549050 Sending electronic transaction message for entity information account, digital signature derived therefrom, and sender identity information in AADS system
06/16/2009US7548888 Digital computer system and methods for implementing a financial transaction
06/16/2009US7548886 System and method for early detection and prevention of identity theft
06/16/2009US7548885 Processing tax forms at an automatic teller machine
06/16/2009US7547251 System and method for performing lottery ticket transactions utilizing point-of-sale terminals
06/16/2009US7546944 Method and apparatus for selecting the most cost-efficient payment provider to pay for communication services
06/11/2009WO2009073623A1 Sub-account mechanism
06/11/2009WO2009073451A2 Pre-paid payment instrument processing
06/11/2009WO2009072977A1 A method for secure transactions
06/11/2009WO2009072973A1 Method for payment in connection with automatic fuelling of vehicles
06/11/2009WO2009071734A1 Transaction authentication
06/11/2009WO2009070860A1 Methods and computer-readable media for facilitating forensic investigations of online transactions
06/11/2009WO2009070848A1 System and method for conducting a monetary transaction between communication devices
06/11/2009WO2009053335A3 Electronic currency, method for handling such a currency and electronic currency handling system
06/11/2009WO2009030530A3 Multimedia system
06/11/2009WO2008037041A3 Manager and facilitator system to financial deals locally or remotely made
06/11/2009WO2008027016A3 System and method for increasing calling credit on an existing mobile phone account
06/11/2009WO2007011787A3 System and method for immediate issuance of transaction cards
06/11/2009WO2007011695A3 System and method for user selection of fraud detection rules
06/11/2009WO2003032122A3 System and method for conducting a financial transaction using a communication device
06/11/2009US20090150294 Systems and methods for authenticating financial transactions involving financial cards
06/11/2009US20090150276 Profile-Based Arrangements and Methods for Disparate Network Systems
06/11/2009US20090150266 Buyer Routing Arrangements and Methods for Disparate Network Systems
06/11/2009US20090150254 Systems, devices and methods for computer automated assistance for disparate networks and internet interfaces
06/11/2009US20090150249 Enhanced pre-allocated check negotiability systems and methods
06/11/2009US20090150248 System for enhancing payment security, method thereof and payment center
06/11/2009US20090150247 Apparatus & method for POS processing
06/11/2009US20090150246 Automatic filtering of pos data