Patents for G06Q 20 - Payment architectures, schemes or protocols (44,380)
10/2012
10/04/2012US20120254038 Cards, devices, systems, and methods for advanced payment functionality selection
10/04/2012US20120254036 Information processing device and method, program and information processing system
10/04/2012US20120254030 Methods, systems and computer readable media for over the air (ota) provisioning of soft cards on devices with wireless communications capabilities
10/04/2012US20120254029 Motor vehicle key and method for implementing a financial transaction
10/04/2012US20120254028 Apparatus and method for issuing transaction cards
10/04/2012US20120254026 Method and apparatus of performing expedite monetary exchange procedures
10/04/2012US20120254025 Online payment for offline purchase
10/04/2012US20120254024 Pay-Per-Use License Management for Software Applications
10/04/2012US20120254022 Information communication device and link method
10/04/2012US20120254021 Friendly funding source
10/04/2012US20120253999 Invoicing management method and system
10/04/2012US20120253989 System and method for payment by virtual credit card
10/04/2012US20120253979 System and method for applying credit card
10/04/2012US20120253974 Method and apparatus for providing memory tag-based payment methods
10/04/2012US20120253964 Commerical transaction processing device, putting-up condition determination method, putting-up condition determination program and recording medium for storing program
10/04/2012US20120253958 System for generating digital receipts
10/04/2012US20120253957 System and method for locating a mobile subscriber terminal when roaming
10/04/2012US20120253956 Presentation instrument display and activation systems and methods
10/04/2012US20120253955 System and method of a passphrase account identifier for use in a network environment
10/04/2012US20120253913 Method, system and device for executing a mobile transaction
10/04/2012US20120253852 Restricted-use account payment administration apparatuses, methods and systems
10/04/2012US20120253820 Mixed-mode interaction
10/04/2012US20120248183 Vending Machine For Rental Services
10/04/2012CA2831920A1 Systems and methods for improving prediction of future credit risk performances
10/04/2012CA2831906A1 Method, system and device for executing a mobile transaction
10/04/2012CA2831890A1 Restricted-use account payment administration apparatuses, methods and systems
10/03/2012EP2506226A1 Ic card payment system and method and multi-application ic card and payment terminal
10/03/2012EP2506204A1 Mobile wireless communications device for selecting a payment account to use with a payment processing system based upon a movement sensor or image sensor and associated methods
10/03/2012EP2506203A1 Communication system providing near field communication (NFC) transaction features and related methods
10/03/2012EP2506202A1 Mobile wireless communications device for selecting a payment account to use with a payment processing system based upon a microphone or device profile and associated methods
10/03/2012EP2506201A1 Mobile wireless communications device configured to authorize transaction based upon movement sensor and associated methods
10/03/2012EP2504803A1 A method and system for providing an internet based transaction
10/03/2012EP2504801A1 Secure mobile payment processing
10/03/2012EP2175630B1 Method, communication apparatus and system for handling a recharge service
10/03/2012CN202475507U Non-contact IC card payment device applied to mobile phone
10/03/2012CN102713958A Methods, systems, and computer readable media for facilitating use of wireless smart devices to purchase goods or services
10/03/2012CN102713953A Device, system, and method forlocation-based payment authorization
10/03/2012CN102713939A PSAM for a compatible transportation card, and PSAM operating method
10/03/2012CN102708488A Group user service transaction system and group user service transaction method
10/03/2012CN102708487A Group purchase processing method and system based on ubiquitous computing environment
10/03/2012CN102708486A Restaurant tray automatic settlement system capable of discriminating dishes through coded magnetic steels
10/03/2012CN102708485A Things protection method of mobile phone payment card transactions and mobile phone payment card
10/03/2012CN102708484A Method and system for realizing space transference
10/03/2012CN102708483A Financial transaction system with integrated electronic messaging, control of marketing data, and user defined charges for receiving messages
10/03/2012CN102708482A Interface method for trading with merchant system in digital television online payment system
10/03/2012CN102708481A Payment cloud platform of internet of things based on family payment terminal and payment method thereof
10/03/2012CN102708415A Hospital appointment system
10/03/2012CN102708396A Method of using separated expansion card to implement mobile phone online payment
10/03/2012CN101359350B Methods for secure transaction management and electronic rights protection
10/02/2012US8281145 Doing business without SSN, EIN, and charge card numbers
10/02/2012US8281129 Direct authentication system and method via trusted authenticators
10/02/2012US8281088 Method of customizing a memory lifespan management policy in an electronic token
10/02/2012US8280820 Latency locator
10/02/2012US8280819 Method and apparatus for securely displaying and communicating trusted and untrusted internet content
10/02/2012US8280786 Method and system for virtual representation of currency
10/02/2012US8280776 System and method for using a rules module to process financial transaction data
10/02/2012US8280775 Mobile kiosk system
10/02/2012US8280768 Method for point of sale consumer packaged goods and lottery promotions
10/02/2012US8280435 Communication system, settlement management apparatus and method, portable information terminal and information processing method, and program
10/02/2012US8280402 System and method for controlling financial transactions over a wireless network
10/01/2012CA2773254A1 System and method for accepting game credit purchases in multiple currencies
09/2012
09/29/2012CA2772843A1 Mobile wireless communications device configured to authorize transaction based upon movement sensor and associated methods
09/29/2012CA2772821A1 Mobile wireless communications device for selecting a payment account to use with a payment processing system based upon a movement sensor or image sensor and associated methods
09/29/2012CA2772778A1 Mobile wireless communications device for selecting a payment account to use with a payment processing system based upon a microphone or device profile and associated methods
09/27/2012WO2012129211A1 System and method for presentment of nonconfidential transaction token identifier
09/27/2012WO2012128811A1 Ordering lottery tickets using machine-readable code images displayed on mobile devices
09/27/2012WO2012128557A2 Transportation card payment processing method and transportation card terminal for the method
09/27/2012WO2012128514A2 Method and system for providing a card payment service using a mobile phone number
09/27/2012WO2012128466A1 Method of controlling system and mobile device for processing payment data
09/27/2012WO2012127025A2 Method for generating and using a book-entry security in a portable device and corresponding security management system
09/27/2012WO2012127024A2 Method for generating and using a book-entry security in a portable device and corresponding security management system
09/27/2012WO2012127023A1 An automated fraud detection method and system
09/27/2012WO2012126393A1 Method and system for security information interaction based on internet
09/27/2012WO2012126086A1 Secure financial transactions
09/27/2012WO2012126061A1 Transactional system and method
09/27/2012WO2012082795A9 Systems and methods for conducting contactless payments using a mobile and a magstripe payment card
09/27/2012WO2012070856A3 Payment system using a mobile communication terminal, and method therefor
09/27/2012WO2012047669A4 Online reward sharing
09/27/2012US20120246080 Method and system for real time online debit transactions
09/27/2012US20120246079 Authentication using application authentication element
09/27/2012US20120246078 Method for making secure transactions
09/27/2012US20120246076 Credit card fraud prevention system
09/27/2012US20120246075 Secure electronic payment methods
09/27/2012US20120246074 Service Enhancements Using Near Field Communication
09/27/2012US20120246073 Systems and methods for transferring transaction instructions from a remote repository to a merchant website using a transaction agent
09/27/2012US20120246071 System and method for presentment of nonconfidential transaction token identifier
09/27/2012US20120246068 Lottery Gift Card/ Lottery Credit Card/ Lottery Card
09/27/2012US20120246066 System and method for collaborative commerce across a network
09/27/2012US20120246031 Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messaging
09/27/2012US20120246018 Point of sale payment system
09/27/2012US20120245985 Method of controlling system and mobile device for processing payment and data
09/27/2012US20120245967 Preventing an unauthorized card transaction
09/27/2012US20120245962 Sleep management vending kiosk and associated method
09/27/2012CA2830797A1 An automated fraud detection method and system
09/26/2012EP2503496A1 Method of controlling system and mobile device for processing payment and data
09/26/2012EP2503495A1 Methods and apparatus to obtain transaction confirmation
09/26/2012EP2503494A1 Methods and apparatus to obtain transaction information
09/26/2012EP2502192A2 Anonymous transaction payment systems and methods
09/26/2012EP2502191A1 Apparatus with switch generating sms message
09/26/2012CN202453949U Smart key and electronic transaction system